Souldretaining a Porthleven conveyancing solicitor make my purchase more efficient?
Established third party connections is an important consideration when choosing conveyancing lawyers. Porthleven conveyancers benefit from long term relationships with lenders and property, local authorities, surveyors and other conveyancing firms meaning the whole process is going to be much smoother for you. Possessing years of knowledge of the local area is also a plus .
Our lender has recommended solicitors on their panel based in Porthleven but I would rather choose a conveyancing lawyer in Porthleven local to me. Can you assist?
Far from all Porthleven conveyancing solicitors are on all banks conveyancing panel. Please make use of the above search tool to choose a Porthleven conveyancing firm on the on the bank panel.
We had instructed conveyancers with offices in Porthleven on the RBS solicitor approved list. They are now charging me a separate charge for the legal aspects of the RBS mortgage. Is this an additional conveyancing fee specified by RBS?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your conveyancing practitioner is entitled to charge a fee for this. The fee is not dictated by RBS but by your Porthleven conveyancer. Plenty of firms on the RBS panel will charge an ‘acting for lender’ fee but many practices include it on their overall fee.
My wife and I are in the process of looking at flats in Porthleven and I am about to put in an offer. Is it best to have my conveyancing practitioner on ‘stand by’? I intend to finance via a home loan with Lloyds.
It would be sensible to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are seeking a mortgage with Lloyds, ask your prospective lawyers if they are on the Lloyds conveyancing panel otherwise they can't do the mortgage legal work.
I have today made my last payment due on my mortgage with RBS. I assume I don't need a Porthleven conveyancing practitioner on the RBS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
Me and my brother own a terraced Victorian house in Porthleven. Conveyancing practitioner acted for me and Skipton Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Porthleven and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing solicitor who carried out the work.
How do I locate a Porthleven solicitor on the Godiva Mortgages Ltd conveyancing panel? I have wheels and am willing to travel upto 25miles to meet the conveyancer.
Feel free to make use of the facility on this page. Please select a bank and your location and you will see a number of Porthleven conveyancing lawyers based on proximity. We have listed some Porthleven conveyancing firms towards the end of this page and you can telephone them to check if they are on the Godiva Mortgages Ltd panel
Is it best to instruct a Porthleven conveyancing practitioner based in the vicinity that I am hoping to buy? An old friend can execute the conveyancing however his firm is located 200kilometers drive away.
The primary upside of using a high street Porthleven conveyancing practice is that you can pop in to sign documents, present your identification documents and apply pressure on them if necessary. They will also have local intelligence which is a benefit. However it's more important to get someone that will do a good and efficient job. If other friends have used your friend and on the whole were impressed that must outweigh using an unknown Porthleven conveyancing lawyer just because they are based in the area.