I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Camborne. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/8/2025, the requirements read as follows :
I am due to move property in September. Does my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you put forward a removal company in Camborne. Conveyancing solicitor was chosen before I stumbled across this page.
On the afternoon of completion you will need to pick up the keys from the property agent however this should only occur once the previous owners lawyers advise the agent that they have the completion monies and the keys can be released. After that you will need to advise the removal men that you are ready to move in. We are not in a position to recommend a specific removal company but can assist you in choosing a conveyancing in Camborne or a legal practice with expertise in conveyancing in Camborne.
When it comes to mortgage companies such as Coventry BS, do Camborne solicitors face a yearly amount to be on the conveyancing panel?
We are not aware of any bank fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
I am due to exchange contracts on my flat. I had a double glazing fitted in June 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Clydesdale are being a right pain. The Camborne solicitor who is on the Clydesdale conveyancing panel is saying indemnity insurance will be fine but Clydesdale are requiring a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Do I need to pay for insurance to protect me from financial exposure to chancel repairs when purchasing a house in Camborne?
Unless a previous purchase of the house took place after 12 October 2013 you may expect conveyancing practitioners carrying out conveyancing in Camborne to continue to recommend a chancel search and or chancel repair liability policy.
I used Wolstenholmes a few years past for my conveyancing in Camborne. I now require my file however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Camborne of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a flat up to £235,500 and identified one close by in Camborne I like with open areas and railway links in the vicinity, however it's only got 61 years unexpired on the lease. I can't really find anything else in Camborne suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a mortgage the remaining unexpired lease term will be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least twenty four months you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.
Completion is due on the disposal of our £375,000 garden flat in Camborne in six days. The managing agents has quoted £300 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is it legal for a freeholder to charge such fees for a flat conveyance in Camborne?
Camborne conveyancing on leasehold flats ordinarily involves fees being levied by managing agents :
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Answering pre-exchange enquiries
Where consent is required before sale in Camborne
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I invested in buying a leasehold flat in Camborne, conveyancing formalities finalised in 2004. Can you work out an approximate cost of a lease extension? Corresponding flats in Camborne with an extended lease are worth £222,000. The ground rent is £50 invoiced annually. The lease comes to an end on 21st October 2095
With just 70 years left to run we estimate the price of your lease extension to range between £9,500 and £11,000 plus plus your own and the landlord's "reasonable" professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs in the absence of comprehensive due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward based on this information before seeking the advice of a professional.