My bank has suggested a law firm on their panel based in Ruxley but I would rather use a conveyancing lawyer in Ruxley or nearer to where I live. Can you assist?
The minority of Ruxley conveyancing practices are approved and listed on all lender’s conveyancing panel. Use the above find an approved solicitor tool to choose a Ruxley conveyancing solicitor on the on the lender panel.
I used Wolstenholmes a few years ago for my conveyancing in Ruxley. I now require my file however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ruxley of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm converting the mortgage on my current house to a buy to let mortgage with The Royal Bank of Scotland and intend to use the remaining equity as a down payment on another house. The area we are looking at is Ruxley. Will your solicitors be able to act for both sets of banks and tie in the transactions?
Do use our comparison tool on this site to ensure that the lawyers are on the appropriate lender panels. Assuming that they are your solicitor should be able to tie up the two transactions but you should talk with you lawyer and specify your desired outcome and requirements.
I am 14 days into a freehold purchase having been recommend to solicitors by the estate agent to carry out the conveyancing in Ruxley. We are not happy. Could you help me find new lawyers?
They would need to be really bad in order to consider diss instructing them. Has your loan offer been sent? If so you will need to make them aware of the replacement solicitor and get the loan are issued to the new lawyers. Your solicitor ideally should be on the mortgage company approved list to avoid added charges and complications. So that should be your starting point. The search tool can help you find a bank approved conveyancer for your home move in Ruxley
I am hoping to put an offer on a small detached house that seems to tick a lot of boxes, at a great figure which is making it all the more appealing. I have since found out that it's a leasehold rather than freehold. I am assuming that there are issues purchasing a house with a leasehold title in Ruxley. Conveyancing solicitors have are about to be appointed. Will they explain the issues?
The majority of houses in Ruxley are freehold and not leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area who can help the conveyancing process. It is clear that you are buying in Ruxley so you should seriously consider shopping around for a Ruxley conveyancing solicitor and check that they are used to transacting on leasehold houses. First you will need to check the number of years remaining. As a leaseholder you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as requiring the freeholder’spermission to carry out changes to the property. You may also be required to pay a contribution towards the upkeep of the communal areas where the property is located on an estate. Your lawyer will advise you fully on all the issues.
I am the proprietor of a two-bedroom flat in Ruxley. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the amount payable for a lease extension?
Where there is a absentee landlord or if there is disagreement about what the lease extension should cost, under the relevant legislation you can apply to the First-tier Tribunal (Property Chamber) to arrive at the sum to be paid.
An example of a Lease Extension case for a Ruxley residence is 103a Footscray Road in January 2014. The tribunal determines that the premium payable for the extended lease should be £34,500 according to the expert witness valuation calculation This case related to 1 flat.
I am purchasing a garden flat in Ruxley. Conveyancing lawyer has been awaiting, from the owner, building insurance schedule. Earlier today I was informed that the owner must forward the insurance paperwork for the flat above also. Why does my conveyancing practitioner want to review the insurance for the other flat? Is it strictly necessary? We have been stalled for the previous 4 weeks…
It is not unheard of in leasehold conveyancing in Ruxley to discover Conveyancing in Ruxley in a minority of cases reveals that the lease provides for the tenant's to insure their individual flats as opposed to the landlord insuring the complete property - which is definitely preferable. Do double check with your lawyer but it would seem that your solicitor is looking to verify that the whole building is insured. Insuring your apartment is no help when it comes to rebuilding after a fire if the 1st floor cannot be reconstructed as a result of lack of insurance cover.