Should our conveyancer be raising enquiries regarding flooding as part of the conveyancing in St Paul's Cray.
The risk of flooding is if increasing concern for lawyers specialising in conveyancing in St Paul's Cray. Some people will purchase a house in St Paul's Cray, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Solicitors are not qualified to give advice on flood risk, but there are a number of searches that may be carried out by the buyer or by their conveyancers which will give them a better appreciation of the risks in St Paul's Cray. The conventional set of property information forms sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the seller to determine if the property has ever been flooded. If flooding has previously occurred and is not notified by the seller, then a purchaser could commence a claim for damages as a result of such an incorrect response. The purchaser’s solicitors may also conduct an environmental report. This will disclose if there is any known flood risk. If so, further investigations will need to be made.
I purchased a 4 bedroom Georgian property in St Paul's Cray. Conveyancing lawyer represented me and Virgin Money. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the exact same address. Is it worth asking Virgin Money to clarify?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in St Paul's Cray and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with the conveyancing practitioner who carried out the work.
I decided to have a survey carried out on a property in St Paul's Cray prior to appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some lenders tend refuse to issue a loan on a flying freehold house.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in St Paul's Cray. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in St Paul's Cray to see if the conveyancing will be more expensive.
I am selling my home. My previous solicitors has retired. I am in need of a recommendation of a conveyancing firm. Im based in St Paul's Cray if that affects matters.
Do use our search tool to help you choose a solicitor for your conveyancing in St Paul's Cray. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
My brother has encouraged me to use his conveyancers in St Paul's Cray. Should I use them?
Much as we are happy to recommend a St Paul's Cray conveyancing lawyer it’s preferable to choose a conveyancing practitioner is to get referrals from friends or family who have actually used the conveyancer you're contemplating using.
Having had my offer accepted I require leasehold conveyancing in St Paul's Cray. Before I set the wheels in motion I want to be sure as to the unexpired term of the lease.
Assuming the lease is registered - and almost all are in St Paul's Cray - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I have attempted and failed to negotiate with my landlord to extend my lease without any joy. Can the Leasehold Valuation Tribunal decide on such issues? Can you recommend a St Paul's Cray conveyancing firm to help?
in cases where there is a absentee landlord or if there is dispute about what the lease extension should cost, under the relevant statutes it is possible to make an application to the LVT to determine the amount due.
An example of a Lease Extension case for a St Paul's Cray premises is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case related to 1 flat. The unexpired term as at the valuation date was 50.57 years.