Can I be sure that the St Mary Cray conveyancing solicitor on the Barclays panel is any good?
When it comes to conveyancing in St Mary Cray seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer carrying out your transaction.
I have a mortgage with Co-operative for my property in St Mary Cray. Conveyancing was finalised months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Co-operative?
Co-operative must be informed of your intention before letting out your property as this is likely to be a breach of Co-operative’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. You need not do this via a Co-operative conveyancing panel lawyer.
I had an offer accepted on a property in St Mary Cray on 3/3/2025, valuation was booked 4 days after, received a clean bill of health. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Are Nationwide entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
We are buying a house and the solicitor has mentioned Chancel Repair for which the property may be obligated to contribute to given it’s proximity to the area of such a church. She has mentioned insurance. Is this really required for conveyancing in St Mary Cray
Unless a previous acquisition of the premises took place post 12 October 2013 you could take it that conveyancing practitioners delivering conveyancing in St Mary Cray to remain recommending a chancel search and or chancel repair liability policy.
About to purchase a new build flat in St Mary Cray. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in St Mary Cray
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I am looking for a ground for flat up to £235,500 and found one round the corner in St Mary Cray I like with open areas and railway links in the vicinity, however it's only got 52 years on the lease. I can't really find anything else in St Mary Cray in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
Should you need a home loan that many years will likely be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.
I need to instruct a conveyancing solicitor for freehold conveyancing in St Mary Cray. I've stumble upon a site which looks to be the ideal offering If it is possible to get all the legals done via web that would be preferable. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
There are a lot of properties in St Mary Cray on unadopted lanes. We are purchasing such a property. What are the pros and cons of buying a property on a privately owned road?
St Mary Cray conveyancing solicitors are familiar with conveyancing houseson private. The conveyancer will review the title to identify any rights or liabilities. In many cases there is a management company (wholly owned by residents) that residents pay into for the upkeep of the road. If one exists, the road should be maintained and appear nicer than publicly adopted.