I am getting a mortgage offer from Halifax. I hope to employ the services of a Licensed Conveyancer in Saxilby. Does the Halifax Conveyancing panel exclude conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
At what point will exchange of contracts occur in residential conveyancing in Saxilby and am I required to be at the solicitors office?
If you are local to one of the conveyancing solicitors in Saxilby you are welcome to attend to sign the paperwork. That being said, the firms we recommend offer countrywide coverage for conveyancing and give just as diligent and professional a job for you when communicating with you by post or email. The executing of the contract is not when everything is set in stone. A signed contract simply enables the firm to address the formalities at the appropriate time, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Saxilby)to be in the office available at the end of the phone to exchange contracts.
My wife and I own a 4 bedroom Georgian house in Saxilby. Conveyancing lawyer acted for me and The Mortgage Works. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Saxilby and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing solicitor who conducted the purchase.
I decided to have a survey completed on a property in Saxilby prior to appointing conveyancers. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some lenders tend not grant a loan on this type of home.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. If you contact us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Saxilby. Conveyancing will be smoother if you use a solicitor in Saxilby especially if they are familiar with such properties in Saxilby.
What does commercial conveyancing in Saxilby cover?
Non domestic conveyancing in Saxilby covers a broad range of guidance, given by regulated solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
Is there a distinction between surveying and conveyancing in Saxilby?
Conveyancing - in Saxilby or anywhere in England and Wales - is the legal term given to transferring legal title of property from one person to another. It involves the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are intending to buy and will help you find out about the condition of the building and, if there are problems, give you leverage for negotiating the purchase price down or asking the vendor to fix the defects before you complete your move.