Me and my partner are about to complete buying a house in Shenstone but as a consequence of damage from the recent storms I have was able negotiate recompense from the current proprietors in the sum of £2k taking the form of a reduction in the price. This was going to be addressed as part of a side agreement however RBS are not allowing this. Should they have been involved?
Any conveyancer that is on a RBS approved list is obliged to inform RBS of any variations to the purchase price. If you prohibit your solicitor to disclose the price change to RBS then they would have to discontinue acting for you. In addition, RBS and you would have to appoint a new lawyer for your conveyancing in Shenstone.
Can I use your services to locate a Conveyancing solicitor in Shenstone even where I’m not purchasing or selling a house, for instance if I wish to buy a shop in Shenstone with a mortgage from Britannia?
Our search tool is predominantly utilised to select domestic conveyancing solicitors in Shenstone but we have recorded at the bottom of this page a few Shenstone commercial conveyancing firms. You will need to make contact with the company directly to see if they are also authorised to represent Britannia
My fiance and I are hoping to buy a purpose built apartment in Shenstone with a mortgage from The Mortgage Works.We like our Shenstone conveyancing lawyer but The Mortgage Works informed us he's not listed on their "panel". It seems we have no choice but to instruct a The Mortgage Works panel solicitor or keep our high street solicitor and fork out for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The home loan offered to you contains various provisions, one of which will be that lawyers will be on the The Mortgage Works approved list. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for The Mortgage Works
I have todaydiscovered that Action Conveyancing have been shut down. They carried out my conveyancing in Shenstone for a purchase of a leasehold flat 12 months ago. How can I establish that my home is not still registered in the name of the former proprietor?
The easiest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Shenstone conveyancing specialists.
I opted to have a survey done on a property in Shenstone before appointing solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies may refuse to give a loan on such a home.
It depends who your proposed lender is. Lloyds has different instructions from Nationwide. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Shenstone. Conveyancing will be smoother if you use a solicitor in Shenstone especially if they regularly deal with such properties in Shenstone.
We're new to the buying process - agreed a price, but the property agent advised that the seller will only issue a contract if we instruct the agent's recommended lawyers as they are insisting on an ‘expedited deal’. We would rather use a local conveyancer used to conveyancing in Shenstone
It is unlikely the owners are driving this. If they desire ‘a quick sale', alienating a motivated purchaser is going to damage their objectives. Speak to the vendors direct and make sure they understand (a)you are keen to buy (b)you are ready to progress, with finances in place © you have nothing to sell (d) you wish to move quickly (e)however you are going to use your preferred Shenstone conveyancing solicitors - as opposed tothe ones that will give the negotiator at the agency a referral fee or meet his conveyancing figures pre-set by senior management.