We previously chose solicitors located in Lichfield on the Aldermore solicitor approved list. They have just billed me a supplemental sum for the legal aspects of the Aldermore mortgage. Is this an additional conveyancing fee set by Aldermore?
Unfortunately, so long as it is in their Terms and Conditions or estimate then yes your conveyancing practitioner can charge a fee for this. This fee is not set by Aldermore but by your Lichfield property lawyer. Plenty of firms on the Aldermore panel will quote an ‘acting for lender’ fee but some firms incorporate it on their overall fee.
I am expecting a DIP from Nottingham this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nottingham recommend any Lichfield solicitors on the Nottingham conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Lichfield solicitors independently although you'll need to choose one on the Nottingham conveyancing panel. The solicitor represents both you and Nottingham through the process.
I had an offer accepted on an apartment in Lichfield on 1/10/2025, valuation was booked five days after, all came back fine. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Are UBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require fast conveyancing in Lichfield as I am faced with a deadline to sign on the dotted line in less than 3 weeks. A home loan is not required. Is it possible to escape the need for conveyancing searches to save money and time?
As you are are a mortgage free purchaser you are at liberty not to do searches although no law firm would suggest that you don't. With plenty of history conveyancing in Lichfield the following are examples of issues that can appear and therefore affect the marketability of the property: Enforcement Actions, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
I am buying my first flat in Lichfield with the aid of help to buy. The sellers refused to reduce the price so I negotiated £7000 of additionals instead. The property agent advised me not inform my solicitor about the extras as it will adversely affect my loan with Barclays . Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In what way does the Landlord & Tenant Act 1954 affect my commercial property in Lichfield and how can your lawyers assist?
The particular law that you refer to provides protection to business leaseholders, giving them the right to make a request to court for a renewal tenancy and remain in occupation at the end of the lease term. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Lichfield is one of our numerous locations in which our lawyers are based
My father-in-law has encouraged me to use his lawyers for conveyancing in Lichfield. Should I find my own conveyancer?
No doubt the ideal way to find a conveyancing practitioner is to get guidance from friends or family who have actually previously instructed the conveyancer that you are contemplating using.
My in 2007. He has got married, divorced and in recent months got remarried. He will be marketing the flat in a couple of months. I suspect that he will simply be requested to supply copies of his marriage certificates to the conveyancer however he is concerned it will delay the home move. Should he appoint a conveyancer to update the land title documents for the house?
The is no need to bring up to date the title for the property as long as you have the evidence required to show how the change of name occurred.
The purchaser’s conveyancing practitioner should check the registered information and need evidence to establish the name change e.g. marriage certificates.