A loan offer from HSBC for the remortgage of my 3 bedroom maisonette is expected imminently. Can you put forward a cheap conveyancing practitioner in Lichfield?
You have arrived at the wrong site to search for the cheapest conveyancing in Lichfield. Our intention is to offer excellent value conveyancing but we do not advertise as being the cheapest. Do not be swayed by companies enticing you with £100 conveyancing in Lichfield. At best, in going for low cost conveyancing, you will get your money’s worth and at worst you will end up spending a lot in additional fees and still not end up with the service you were hoping for.
We are buying a flat and require a conveyancing solicitor in Lichfield who is on the Kent Reliance solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in Lichfield.
Can I be sure that the Lichfield conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Lichfield getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer handling your transaction.
Last month we had a mortgage agreed in principle with Barclays. Lichfield conveyancing lawyers have been selected. What is the average time that one could expect to receive a mortgage offer from Barclays?
There is no definitive answer here. Have Barclays done the valuation? Have you advised Barclays as to your lawyers' details and checked that your lawyers are on the Barclays conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have a mortgage with Kent Reliance for my property in Lichfield. Conveyancing was finalised 12 months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Kent Reliance?
Your original mortgage agreement with Kent Reliance will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. You need not do this via a Kent Reliance conveyancing panel firm.
How does conveyancing in Lichfield differ for newly converted properties?
Most buyers of new build or newly converted property in Lichfield come to us having been asked by the seller to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Lichfield typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Lichfield or who has acted in the same development.
My business partner and I are looking to take over a lease of a shop on a shopping parade. Can you recommend lawyers offering competitive costs for commercial conveyancing in Lichfield for below 2k?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Lichfield, including the disposal and purchase of businesses as well as simply premises. Whether you are intending to purchase or sell a shop, pub, restaurant, office, retail premises or a whole business we will find you the right solicitor. As for the costs this will depend on the structure and heads of terms of the proposed transaction. Let us have your details or phone so as to enable us to furnish you with a fixed commercial conveyancing quote.
We have appointed a Lichfield conveyancing solicitor for our home move (novice purchasers) and have noticed in the Ts and Cs that they are not regulated by the FCA. Am I right to be worried or is that standard with conveyancer?
We can't see why they should be. Most lawyer don't lend money. You should check that they are governed by the Solicitors Regulation Authority, who have stringent conditions in place on amounts held in their bank.