Do banks and building societies provide you with an approved list of Snowdonia conveyancing solicitors? How do you know who is on the Santander conveyancing panel?
Snowdonia conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
I am about to put a bid on a leasehold flat in Snowdonia. The selling agents advise that it is standard for flats in Snowdonia to have less than 75 years left on the lease. I am taking out a loan with Chelsea Building Society. Is this going to be a problem if the lease has 70 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 1/7/2025 the requirements read as follows :
I need some fast conveyancing in Snowdonia as I have an ultimatum to complete inside 2 weeks. A home loan is not required. Is it possible to avoid the conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you have the choice not to have searches carried out although no law firm would advise that you don't. Drawing on our experience of conveyancing in Snowdonia the following are instances of issues that can show up and adversely impact the marketability of the property: Refused Planning Applications, Overdue Fees, Overdue Grants, Road Schemes,...
I used Wolstenholmes a few years ago for my conveyancing in Snowdonia. I now require my papers however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Snowdonia of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Snowdonia differ for new build properties?
Most buyers of new build property in Snowdonia approach us having been asked by the developer to exchange contracts and commit to the purchase even before the house is ready to move into. This is because developers in Snowdonia usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Snowdonia or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Snowdonia is the location of the property. Is there any guidance you can impart?
Flying freeholds in Snowdonia are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Snowdonia you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Snowdonia may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.