Recently been in touch with my conveyancing lawyer in St Giles who acted for me 18 months ago asking for a conveyancing quote based on the same type of house move (a leasehold residence and a freehold property) of similar values with a loan from The Royal Bank of Scotland. I am now being charged twice the amount. Should I hunt for an alternative property lawyer?
The charges appear a bit high. If you shop around you could trim some of the expense by as much as £100 plus VAT. On the other hand, providing that you were happy with the assistance the firm offered you couldlive to regret opting for an an untested lawyer. Remember to be sure the solicitor can represent The Royal Bank of Scotland. You can make use of our search tool to locate a St Giles conveyancing firm on the The Royal Bank of Scotland approved list of lawyers, which can often include conveyancing solicitors in St Giles.
About to purchase a new build flat in St Giles. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in St Giles
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply a car parking plan. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants.
Due to the input of my in-laws I had a survey completed on a house in St Giles in advance of instructing lawyers. I have been informed that there is a flying freehold overhang to the property. Our surveyor has said that some banks may refuse to issue a loan on a flying freehold house.
It varies from the lender to lender. Santander has different instructions from Nationwide. If you e-mail us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in St Giles. Conveyancing will be smoother if you use a solicitor in St Giles especially if they are familiar with such properties in St Giles.
How easy is it to swap firm as I have to retain one who is on the Lloyds TSB Bank conveyancing panel. I hired a high street conveyancing solicitor in St Giles five minutes from me but she is not accepted by Lloyds TSB Bank
It would be our pleasure to help you find a conveyancing solicitor in St Giles on the Lloyds TSB Bank panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in St Giles. Using the find a conveyancing solicitor tool on this site, you can scrutinise charges for conveyancing solicitors in St Giles and beyond.
All being well we will complete our sale of a £425,000 apartment in St Giles next week. The management company has quoted £348 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is it legal for a freeholder to charge an administration fee for a flat conveyance in St Giles?
St Giles conveyancing on leasehold flats usually necessitates administration charges invoiced by management companies :
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Completing pre-exchange questions
Where consent is required before sale in St Giles
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Following years of correspondence we simply can't agree with our landlord on how much the lease extension should cost for our flat in St Giles. Can we issue an application to the Residential Property Tribunal Service?
Most definitely. We are happy to put you in touch with a St Giles conveyancing firm who can help.
An example of a Lease Extension decision for a St Giles property is Flat 89 Trinity Court Grays Inn Road in February 2013. the Tribunal found that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 to the Leasehold Reform, Housing and Urban Development Act 1993 should be £36,229. This case related to 1 flat. The unexpired lease term was 66.8 years.
Myself and my wife have just had an offer accepted on a property and had meeting on Tuesday with HSBC for the mortgage. They have informed me that when it comes to appointing a property lawyer that unless they are on their approved panel of property lawyers then we will have to pay out a further fee of £200. This is because they will then have to appoint a property lawyer to act for them as well as the one we select for ourselves and we assume responsibility for their fees. I have asked HSBC to send me with a list so I can seek estimates only from their approved lawyers but was told they dont have such a list to hand over. Is there a list online?
You can enquire of HSBC what their criteria for joining their panel is for a conveyancer.Then ask the conveyancing practitioner of your choice whether they fit that criteria and have they acted on loans for HSBC before. Where the answer to those is yes, then just double check with HSBC. Another option is to utilise our search tool and we should be able to locate a solicitor in St Giles on the panel for HSBC.