Due to complete my purchase in Covent Garden next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the lender. What does the insurance need to cover?
All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not limited to conveyancing in Covent Garden.
Can you explain why leasehold purchase conveyancing in Covent Garden is more expensive?
Covent Garden leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving appropriate notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Covent Garden. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/11/2025, the requirements read as follows :
We are planning to move home in February. Will my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you recommend a removal company in Covent Garden. Conveyancing solicitor was organised before I stumbled across your site.
On the afternoon of completion you can collect the house keys from the property agent however this should only occur when the vendors conveyancers confirm to the agent that they have the completion monies and the keys can be handed over. You can tell the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can assist you in locating a conveyancing in Covent Garden or a solicitor with expertise in conveyancing in Covent Garden.
Completion of my remortgage has taken place for my property in Covent Garden. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I can not fathom if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Covent Garden bank branch on numerous occasions and was told it does not affect the mortgage offer and they will lend. My Covent Garden conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they refuse to lend in accordance with their specific requirements. Who do I believe?
Your property lawyer must follow the CML Handbook section two specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I have justbecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Covent Garden for a purchase of a freehold house 18 months ago. How can I check that my home is in my name in the name of the former proprietor?
The easiest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Covent Garden conveyancing specialists.
I am downsizing from my home. My past solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Covent Garden if that makes a difference.
Please use our search tool to help you find a solicitor for your conveyancing in Covent Garden. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.