At what point can the exchange of contracts take place for purchase conveyancing in Aldwych and do I need to be at the lawyers branch?
If you are round the corner to one of the conveyancing solicitors in Aldwych you are welcome to attend to sign the paperwork. However, the firms we work with supply countrywide coverage for conveyancing and give just as comprehensive and professional a job for you when dealing with you electronically. The executing of the sale agreement is not when everything is set in stone. A signed contract is necessary for the firm to officially exchange when the time is right, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Aldwych)to be in the office at the appropriate time.
We had chosen conveyancing lawyers located in Aldwych on the Virgin Money solicitor approved list. They have just billed me a supplemental sum for dealing with the Virgin Money mortgage. Is this a supplemental conveyancing fee specified by Virgin Money?
Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your lawyer may charge a fee for this. The fee is not set by Virgin Money but by your Aldwych conveyancer. Plenty of firms on the Virgin Money panel will levy an ‘acting for lender’ fee and others do not.
My partner and I have organised a further advance on our mortgage from Clydesdale as we intend to conduct a loft conversion to our property in Aldwych. Do we need to choose a local Aldwych solicitor on the Clydesdale conveyancing panel to deal with the legals?
Clydesdale would not normally appoint a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale conveyancing panel.
After shopping around on the internet I have found a Aldwych property lawyer having checked that they are on the Bank of Ireland conveyancing panel. Does my lawyer arrange the survey of the property?
Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Aldwych postcode. As you are getting a mortgage with Bank of Ireland, you could contact them to see if they have a list of approved surveyors in Aldwych.
What does a local search inform me regarding the property I am buying in Aldwych?
Aldwych conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search organisations such as Onsearch The local search is essential in every Aldwych conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your new home. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
I am looking into buying my first house which is in Aldwych and I am already nervous. I couldn't find anything specific about Aldwych. Conveyancing will be needed in due course but do you know about the Aldwych area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Aldwych. In the meantime here are some basic statistics that we found
My cousin has recommend that I appoint his lawyers for conveyancing in Aldwych. Do I follow his advice?
Much as we are happy to recommend a Aldwych conveyancing lawyer the best way to choose a conveyancing practitioner is to have referrals from friends or family who have actually previously instructed the conveyancer that you are considering.
My mother and father are experiencing difficulties in finding their Aldwych property on the HM Land Registry online search facility. They recall that back in the 60’s when they acquired the house there were complications with the post code not being recognised in some systems.
Almost all properties in Aldwych should appear. Have you endevoured to search with just the postcode. Usually it will reveal all the properties within that postcode. Assuming the property is registered it will be there with a title number. Where they bought back in the 60’s it's conceivable it may be unrecorded. The property might still be revealed but with the title number shown 'na'. In this scenario you will need to locate the original title deeds which may be with your parent’s bank.