My friend's uncle is a conveyancing practitioner. I expect that I'll be able to get preferential fee for conveyancing, but if not, what level of figure would I typically be looking at for conveyancing in Aldwych?
You should compare pricing. Do use our search tool on this site. Whilst prices will vary but service levels do are distinct between solicitors as is the case with most professions.
It is is a decade since I bought my property in Aldwych. Conveyancing solicitors have now been appointed on the sale but I can't find my title documents. Is this a problem?
Don’t worry too much. First there is a chance that the deeds will be retained by your mortgage company or they may still be with the solicitor who handled your purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Almost all conveyancing in Aldwych involves registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.
We have agreed to purchase a house in Aldwych. One unusual aspect is that the roof has a solar panel. Leeds Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Leeds Building Society your lawyer must follow the formal requirements set out in Part 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and conveyancing practitioners are required to report to Leeds Building Society where a lease does not comply with these requirements. The requirements relate to the installation of panels on properties countrywide and is not restricted to Aldwych.
Completion of my purchase has taken place for my property in Aldwych. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Aldwych building society branch on a couple of occasions and was reassured it wasn't a problem and they would lend. My Aldwych conveyancing solicitor - who is on the bank conveyancing panel- called and was told they would not lend in accordance with their specific requirements. Who do I believe?
As long as the lawyer is on the bank approved list, she or he must adhere to the Council of Mortgage Lenders’ Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
Do commercial conveyancing searches reveal planned roadworks that may impact a commercial premises in Aldwych?
Many commercial conveyancing solicitors in Aldwych will conduct a SiteSolutions Highways report as it reduces the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Aldwych. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Aldwych.
For each commercial conveyancing transaction in Aldwych it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could cause delays to Aldwych commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not carried out for residential conveyancing in Aldwych.
Are there restrictive covenants that are commonly identified as part of conveyancing in Aldwych?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Aldwych. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what should have been a quick, no chain conveyancing. Aldwych is where the house is located. What do you suggest?
Flying freeholds in Aldwych are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Aldwych you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Aldwych may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.