I am expecting a offer of a home loan from Halifax. I would like to retain the legal services of a Licensed Conveyancer in St Ives. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
In the event thatI was to purchase a freehold propertyin St Ives mortgage fee and dispense with a survey and no conveyancing searches how much would I expect to have to pay for conveyancing in St Ives?
The sole saving you would make on is the St Ives conveyancing searches. Your conveyancer still be obliged to do everything else - money laundering, communicating with the sellers conveyancing practitioner, stamp duty return, register the ownership etc. A slight saving might be made by not having to register a mortgage but it won't be a lot.
I am about to put an offer on a leasehold apartment in St Ives. The estate agents assure me that it is the norm for flats in St Ives to have less than 75 years unexpired on the lease. I am getting a mortgage with Virgin. Will the property be mortgageable given that the lease has 70 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/9/2026 the requirements read as follows :
About to purchase a new build flat in St Ives. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in St Ives
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are surveyor prepared. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.
I decided to have a survey done on a property in St Ives ahead of instructing lawyers. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some lenders will refuse to give a loan on a flying freehold home.
It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. If you call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in St Ives. Conveyancing will be smoother if you use a solicitor in St Ives especially if they are accustomed to such properties in St Ives.
I see that you have a post code search directory identifying law firms on the mortgage company conveyancing panel. Do St Ives conveyancing companies pay you a referral fee if I instruct them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in St Ives.