My partner’s uncle is a conveyancer. I expect that I'll be able to get friends and family fee for conveyancing, but if not, what level of fees would I typically be looking at for conveyancing in St Ives?
It’s a good idea to seek 3 or more like-for-like conveyancing quotes. Do use our search tool on this page. Whilst amounts seem to contrast greatly but the service one can expect differ between solicitors as is the case with most professions.
It is 10 years ago since I acquired my home in St Ives. Conveyancing lawyers have recently been retained on the sale but I can't find my title deeds. Will this cause complications?
You need not be too concerned. First there is a possibility that the deeds will be kept by the mortgage company or they may be in the possession of the lawyers who acted in your purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in St Ives involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.
I have been told that property searches are a common cause of hinderance in St Ives house deals. Is this right?
The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not figure amongst the common causes of hindrances in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in St Ives.
Me and my brother have a 4 bedroom Victorian house in St Ives. Conveyancing solicitor represented me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in St Ives and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing solicitor who conducted the conveyancing.
Due to the input of my in-laws I had a survey completed on a house in St Ives ahead of appointing solicitors. I have been advised that there is a flying freehold element to the property. The surveyor advised that some banks may not issue a loan on this type of house.
It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. If you call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in St Ives. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in St Ives to see if the conveyancing will be more expensive.
We are one month into a residential purchase having been referred to conveyancers by the local agent to carry out the conveyancing in St Ives. We are not happy. Can you you assist me in finding new conveyancers?
They would have to be really bad in order to consider replacing them. Has your mortgage offer been sent? In the event that it has you need to make them aware of the new contact details and ensure the mortgage documents are re-sent. The solicitor ideally needs to be on the mortgage company panel to avoid added costs and frustration. So that should be your first question of the new lawyers. The search tool should help you find a lender approved lawyer for your home move in St Ives