I am getting a mortgage with Halifax. I would like to instruct a Licensed Conveyancer in St Johns. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
We are close to exchanging contracts on the sale of our property in St Johns and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A local lawyer would know this is not the case. It does beg the question why the buyers instructed an online conveyancing outfit as opposed to a conveyancing solicitor in St Johns. Having lived in St Johns for three years we know that this is a non issue. Should we get in touch with our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I am buying a new build house in St Johns benefiting from help to buy. The developers would not reduce the price so I negotiated 6k of additionals instead. The house builders rep advised me not inform my lawyer about the extras as it will affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How simple is it to use the search tool to get a fee calculation from a conveyancing solicitor in St Johns on the approved list for my mortgage?
Step one is to pick a mortgage company such as Birmingham Midshires, Coventry Building Society or TSB then choose your preferred area e.g. St Johns. Conveyancing firms in St Johns and further afield should be listed.
In my capacity as executor for the estate of my father I am disposing of a residence in Newport but I am based in St Johns. My lawyer (who is 300 miles from merequires that I sign a stat dec prior to completion. Could you suggest a conveyancing lawyer in St Johns to attest this legal document for me?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are St Johns based
For various reasons I cannot visit my St Johns conveyancing lawyers office to execute documents for conveyancing in St Johns – is this a problem?
You need not be concerned. St Johns conveyancing lawyers can deal with conveyancing transactions for clients nationwide. It is not necessary for you to be able to meet your lawyer in the flesh at a St Johns conveyancers office. They can deal with everything via phone, post and email - whatever works for you.