Having been referred to your company we were about to appoint conveyancing solicitor in Lewisham listed using your search tool but have come across alternative fee calculations on the internet seem less pricey – why is this?
You can find hundreds of conveyancing organisations marketing at first sight what seems to be the cheapest conveyancing in Lewisham. We suggest that you think long and hard as to how much you respect your own move to you are willing to be penny wise pound foolish over the quality of the legal work. Many of them highlight a bargain quote to tease you but bury additional charges in the small print..
The Lewisham conveyancing firm handling our Lewisham conveyancing has identified a discrepancy between the surveyor’s assumptions in the valuation report and what is revealed within the title deeds. My lawyer informs me that he is duty bound to ensure that the lender is happy with this discrepancy and is still content to lend. Is my lawyer’s stance appropriate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Despite weeks of looking the Title Certificate and documents to my home are lost. The conveyancers who conducted the conveyancing in Lewisham 10 years ago have long since closed. What are my options?
Assuming you have a registered title the information relating to your ownership will be recorded by HMLR with a Title Number. It is possible to execute a search at the Land Registry, locate your property and order current copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be retrieved for a small fee.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Lewisham is the location of the property. Is there any guidance you can give?
Flying freeholds in Lewisham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lewisham you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lewisham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I'm remortgaging my primary house to a buy to let loan with Leeds Building Society and intend to use the remaining equity towards another property. The neighborhood we are talking about is Lewisham. Will your conveyancers be able to act for both sets of lenders and tie in the two deals?
Make use of our comparison tool on this site to be sure that the solicitors are on the appropriate lender panels. On the basis that they are your solicitor should be able to connect the two deals but you should talk with you solicitor and make clear your expectations and requirements.
Should I instruct a Lewisham conveyancing lawyer based in the area that I am hoping to buy? An old friend can deal with the conveyancing however her office is a couple of hundredkilometers drive away.
The primary upside of using a local Lewisham conveyancing practice is that you can attend the office to execute documents, present your ID and pester them where appropriate. Having local Lewisham know how is a plus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and the majority were happy that must trump using an unknown Lewisham conveyancing lawyer just because they are Lewisham based.