My friend's uncle is a solicitor. I am hopeful that I will receive friends and family pricing for conveyancing, but if not, what kind of figure should I be expecting for conveyancing in St John's Wood?
You should contrast pricing. Make use of our comparison tool on this page. Whilst amounts may contrast greatly but the service one can expect differ between conveyancers as is the case with the vast majority of professional services.
My husband and I intend to remortgage our penthouse in St John's Wood with Clydesdale. We have a son 19 who lives with us. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the apartment is repossessed. I have two questions (1) Is this document specific to the Clydesdale conveyancing panel as he did not need to sign this form when we bought 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Clydesdale conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Clydesdale. This is solely used to protect Clydesdale if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Clydesdale had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
The deeds to my property are lost. The solicitors who dealt with the conveyancing in St John's Wood 4 years ago have long since closed. What do I do?
In today’s world there are duplicates made of almost everything, and your conveyancer should be aware precisely where to look for all the appropriate documentation so you can purchase or sell your house without any difficulty. Where copies can’t be found, your conveyancer can put in place insurance or indemnities protecting you against possible claims on your property.
I am buying a new build house in St John's Wood with the aid of help to buy. The builders refused to move on the amount so I negotiated £7000 of additionals instead. The estate agent advised me not disclose to my lawyer about this side-deal as it could jeopardize my mortgage with Nottingham Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. St John's Wood is the location of the property. Is there any advice you can impart?
Flying freeholds in St John's Wood are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in St John's Wood you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in St John's Wood may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Are there any apps to help search for a St John's Wood law firm on the Barclays conveyancing panel? I have wheels and am happy to travel upto 20miles to meet the lawyer.
Feel free to make use of the search on this website. Please select a mortgage company and your location and you will see a number of St John's Wood conveyancing lawyers located nearest you. We have listed some St John's Wood conveyancing firms at the bottom of this page and you can call them to see if they are on the Barclays approved list