I am purchasing a property for cash in Belsize Park. I have lived for the previous dozen years in Belsize Park. Conveyancing searches are a lot of money. Given that I know the road and vicinity very well must I have all the conveyancing searches?
In the absence of a home loan, then almost all of the Belsize Park conveyancing searches are optional. Your conveyancer will try and steer you, no-doubt strongly, that you should have searches carried out, but he has a professional duty to do this. Do consider; if you are likely to sell the house at a future date, it may be of importance to your future buyer what the searches contain. There are plenty of instances where houses with apparent issues can still reveal adverse search results. A competent conveyancing solicitor in Belsize Park will provide you some sensible advice here.
Can I be sure that the Belsize Park conveyancing solicitor on the Virgin Money panel is any good?
When it comes to conveyancing in Belsize Park seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer carrying out your conveyancing.
I am currently in the process of buying my council flat in Belsize Park. I have a mortgage agreed with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
I recently had an offer accepted on a house in Belsize Park. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £200. A few days later, the conveyancer contacted me sheepishly admitting that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am buying my first flat in Belsize Park benefiting from help to buy. The sellers would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not disclose to my lawyer about the deal as it may put at risk my loan with Virgin Money. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In what way can the Landlord & Tenant Act 1954 impact my commercial offices in Belsize Park and how can you help?
The particular law that you refer to provides security of tenure to commercial tenants, granting the a statutory right to make a request to court for a new lease and remain in occupation when the lease comes to an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Belsize Park is one of our many areas of the UK in which our lawyers have offices
I am looking for a conveyancing solicitor in Belsize Park for my house move. Can I check a solicitor's record with the profession’s regulator?
One can find documented Solicitor Regulator Association (SRA) determinations resulting from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA could monitor telephone calls for training reasons.
My conveyancers in Belsize Park have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the mortgage company. Is it case that being on the mortgage company conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the lender Conveyancing Panel Terms. It might be worth you contacting the bank directly.