This question may be naive but I am unexperienced as FTB of a two bedroom flat in Belsize Park. Do I collect the keys to the premises on the completion date from my conveyancer? If so, I will use a High Street conveyancing solicitor in Belsize Park?
On the day of completion you do not need to attend the conveyancers office in Belsize Park. Your solicitors will electronically transfer the purchase money to the vendor’s solicitors, and once they have received this, you should be able to receive the keys from the Estate Agents and start moving into the property. Usually this happens early afternoon.
Are all Belsize Park Conveyancing Quality Solicitors on the UBS conveyancing list of approved solicitors?
It is true that some lenders now use CQS as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
Our offer on a property in Belsize Park has been accepted, the vendors do nevertheless have a tied purchase. The vendors have put an offer on on an apartment, however it’s not yet agreed to, and have viewings of other flats booked. I have instructed a local conveyancing solicitor in Belsize Park. What should be my next step? At what point should I apply for the mortgage with Coventry BS?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then valuation, Belsize Park conveyancing search costs, etc). The first thing to do is check that your conveyancer is on the Coventry BS conveyancing panel. Regarding the next steps this very much dictated by the circumstances of your case, desire for this property and on the state of the market. In a hot market many purchasers would apply for a home loan with Coventry BS and arrange for the valuation and only if it comes back ok would they pay their solicitor to press on with the conveyancing in Belsize Park.
I require quick conveyancing in Belsize Park as I am faced with an ultimatum to complete inside 3 weeks. A home loan is not required. Is it possible to avoid the conveyancing searches to save fees and time?
As you are are a mortgage free buyer you have the choice not to have searches conducted although no conveyancer would advise that you don't. With lots of history conveyancing in Belsize Park the following are examples of what can be revealed and therefore affect the marketability of the property: Enforcement Notices, Outstanding Fees, Overdue Grants, Road Schemes,...
Are there restrictive covenants that are commonly picked up during conveyancing in Belsize Park?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Belsize Park. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am a sole trader wishing to lease a unit on a shopping parade. Can you recommend lawyers offering fixed costs for commercial conveyancing in Belsize Park for under £1,200?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Belsize Park, including the disposal and acquisition of businesses as well as simply premises. If you are intending to acquire or dispose of a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right firm. As for the fees these will vary based on the structure and complexity of the proposed transaction. Let us have your details or phone us so that we can supply you with comprehensive commercial conveyancing calculation.
My father has encouraged me to appoint his conveyancing solicitors in Belsize Park. Should I find my own solicitor?
Much as we are happy to recommend a Belsize Park conveyancing lawyer the best way to choose a conveyancing practitioner is to get referrals from friends or relatives who have actually used the firm you're are thinking of instructing.
My work colleague mentioned that before selecting a conveyancing lawyer they must be approved by your bank. I am first time buyer with but I have an AIP via Santander and I already have a high street conveyancing lawyer in Belsize Park at the ready. Can Santander require an approved lawyer to be selected? Does a list of panel firms even exist for my conveyancing in Belsize Park?
You should use a solicitor that is on the Santander panel. The simplest thing to do is telephone your chosen Belsize Park conveyancing lawyer to check if they are on the Santander panel. If they are not approved you have a number of options open to you here:
- Complete the deal with your existing Belsize Park property lawyer but Santander will undoubtedly use a conveyancing practitioner from their approved panel. The net impact is additional cost and likely delay.
- Appoint a fresh conveyancer to act in the purchase, making sure they are on the Santander conveyancing panel.
- Appeal to your lawyer to attempt to join the bank panel.