I am the only recipient of my late grandmother’s will and I have everything in my name alone, including the house in Swiss Cottage. Conveyancing formalities meant that the Land Registry date was in November. I plan to dispose of the property. I understand that there is a CML six month 'rule', which means that my proprietorship may be considered the same way as if I'd bought the house in November. Do I have to wait 6 months to sell?
The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. Some mortgage companies would take a sensible view as this clause is primarily there to capture subsales or the flipping of properties.
I'm at the point of viewing houses in Swiss Cottage and I am about to put in an offer. Is it sensible to have a lawyer on ‘stand by’? I intend to finance via a home loan with Principality.
It would be prudent to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. Given that you are obtaining a mortgage with Principality, ask your prospective lawyers if they are on the Principality conveyancing panel otherwise they can't do the mortgage legal work.
The formalities of my purchase has taken place for my property in Swiss Cottage. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I need some quick conveyancing in Swiss Cottage as I am faced with pressure to complete within 4 weeks. Thankfully I do not need a mortgage. Can I avoid the conveyancing searches to save fees and time?
As you are not obtaining a mortgage you have the choice not to have searches carried out although no solicitor would recommend that you don't. With plenty of history conveyancing in Swiss Cottage the following are examples of what can arise and adversely impact market value: Enforcement Notices, Outstanding Charges, Outstanding Grants, Road Schemes,...
I used Stirling Law several years past for my conveyancing in Swiss Cottage. Now, I need the documents however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Swiss Cottage of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Swiss Cottage differ for newly converted properties?
Most buyers of new build premises in Swiss Cottage contact us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is completed. This is because new home sellers in Swiss Cottage typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Swiss Cottage or who has acted in the same development.
I am thinking of appointing a conveyancing practitioner in Swiss Cottage for my house move. Is it possible to see a solicitor's complaints history with the legal regulator?
Members of the public may review published Solicitor Regulator Association (SRA) decisions arising from investigations started on or after Jan 2008. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator could recorded telephone calls for training requirements.
A loan offer from a mortgage company for the refinancing of my 4 bedroom flat is coming within the next few days. Are you able to suggest an efficient remortgage conveyancing lawyer in Swiss Cottage ?
You have come to the wrong place to search for the cheapest conveyancing in Swiss Cottage. We can offer you cost effective conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing companies offering £99 conveyancing in Swiss Cottage.In your best case scenario, in opting for cheap conveyancing, you will end up with what you pay for and at worst you will end up invoiced for additional fee and still not get the service you were looking for.