My previous lawyer has given a fee estimate £1200 for fixed fee conveyancing in Swiss Cottage. I’m selling a newly refurbished property for £225,000. Are the quoted fees excessive? Is it above the average fee for conveyancing in Swiss Cottage?
The estimate does seem marginally steep. If you shop around you may be able to get the conveyancing a bit cheaper by perhaps a hundred pounds. On the other hand, you couldcome to regret choosing an a cheaper conveyancer. If is important to ensure the solicitor can also act for your mortgage company. You can use our comparison tool to get a quote a Swiss Cottage conveyancing firm on the banks member panel which can often include conveyancing solicitors in Swiss Cottage.
Can conveyancing in Swiss Cottage to be concluded in a month?
In a situation where you are under a tight deadline for your conveyancing it is highly recommended that your solicitor is familiar with the area as they will have local connections and insight. It is possible that they would have handled previoushouses in the same neighbourhood. Therefore consider using a Swiss Cottage conveyancing firm. In addition, check that the conveyancing firm is on the on the approved list for your mortgage company. It is said that 18% of Swiss Cottage conveyancing deals are suspended or jeopardised after discovering a buyer’s lawyer was not on their mortgage lender’s member panel. This can often result in the home move being held up by as much as 21 days. It is believed that this issue impacts approximately 100,000 home moves every year. Most Swiss Cottage conveyancing practices can not act for certain mortgage companies so do check as early as possible.
I am helping my step-mother sell her property in Swiss Cottage. Does the conveyancing solicitor commission an EPC or it is for the owner to see to?
After the abolition of HIPs, energy assessments became a compulsory element of selling a property. An energy assessment needs to be to hand before the property is placed on the market. It is not a task that law firms normally organise. Where you are instructing a Swiss Cottage conveyancing lawyer they might be willing to arrange EPC’s due to their contacts with reputable Swiss Cottage energy assessors
Forgive me if this question is silly but I am unseasoned as a 1st time purchaser of a garden flat in Swiss Cottage. Do I collect the keys to the premises on the completion date from my conveyancer? If so, I will appoint a High Street conveyancing solicitor in Swiss Cottage?
On the day of completion you will not be required to attend the conveyancers office in Swiss Cottage. Your solicitors will arrange to send the completion advance to the vendor’s lawyers, and once they have received this, you will be invited to collect the keys from the Estate Agents and start moving into the property. Usually this occurs early afternoon.
I am selling my house. I had a double glazing fitted in November 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Leeds Building Society are being pedantic. The Swiss Cottage solicitor who is on the Leeds Building Society conveyancing panel is recommending indemnity insurance as a solution but Leeds Building Society are requiring a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I used Stirling Law several years past for my conveyancing in Swiss Cottage. I now require my file however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Swiss Cottage of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing my first flat in Swiss Cottage benefiting from help to buy. The sellers refused to budge the amount so I negotiated £7000 of extras instead. The house builders rep suggested that I not disclose to my solicitor about this extras as it may affect my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How simple is it to use the search tool to get a costs illustration from a conveyancing solicitor in Swiss Cottage on the authorised to act for my mortgage?
First pick a bank such as Santander, The Royal Bank of Scotland or Clydesdale then type in your preferred area a common one being Swiss Cottage. Conveyancing organisations in Swiss Cottage and further afield should be identified.