What is the optimum way to check that the solicitor carrying out my conveyancing in Stockport is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Nationwide Building Society thus paying £187.00 plus VAT in further legal charges.
Please do take advantage of the find a lender approved solicitor tool on this site. Pick the lender and type ‘Stockport’ or your location and you will be presented with a number of lawyer offices in Stockport or nearest you.
There are numerous conveyancing solicitors in Stockport but how do I know who's good?
Do not opt for the cheapest Stockport conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I am aiming to move home in May. Should my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you suggest a removal company in Stockport. Conveyancing firm was chosen before I stumbled across your website.
On the afternoon of completion you will need to collect the keys from the estate agent however this should only occur after the sellers conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be handed over. Subsequently you should advise the removal men that they can start moving you in. We are not in a position to suggest a particular removal organisation but can assist you in choosing a conveyancing in Stockport or a legal practice with expertise in conveyancing in Stockport.
I can not fathom if my lender requires a lease extension. I have called into my local Stockport bank branch on numerous occasions and was told they are content with the situation and they would lend. My Stockport conveyancing solicitor - who is on the bank conveyancing panel- called and was told they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
As long as the solicitor is on the bank panel, she or he must comply with the CML Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
My wife and I are selling our home in Stockport and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. Any local conveyancer would know this is not the case. For the life of me I don't know why the buyers used a nationwide conveyancing practice rather than a conveyancing solicitor in Stockport. We have lived in Stockport for 5 years we know of no issue. Should we get in touch with our local Authority to get clarification that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Are there restrictive covenants that are commonly picked up during conveyancing in Stockport?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Stockport. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Stockport is the location of the property. Can you shed any light on this issue?
Flying freeholds in Stockport are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Stockport you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stockport may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
In my capacity as executor for the estate of my uncle I am disposing of a property in Monmouth but live in Stockport. My solicitor (who is 250 kilometers from meneeds me to sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing practitioner in Stockport who can witness this legal document for me?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are located in Stockport