I am due to exchange buying a house in Cheadle Hulme but as a result of wreckage from the recent storms I have was able negotiate compensation from the current proprietors of six thousand pounds in the form of a adjustment in the price. I had intended this to be dealt with as part of the conveyancing process yet UBS are not allowing this. Why were they informed?
The conveyancing practitioner being on a UBS approved list is required to disclose to UBS of any amendments to the purchase price. If you were to refuse your conveyancer to notify the price change to UBS then they would have to discontinue acting for you. In addition, UBS and you would have to appoint a new conveyancing practitioner for your conveyancing in Cheadle Hulme.
About to place an offer on a leasehold property in Cheadle Hulme. The property agents assure me that it is normal for flats in Cheadle Hulme to have less than 75 years unexpired on the lease. I am taking out a mortgage with Accord Mortgages. Is this going to be a problem if the lease has 69 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 19/10/2025 the requirements read as follows :
I am planning to move property in January. Does my conveyancing solicitor call the removal company on the completion day. As an aside, can you recommend a removal company in Cheadle Hulme. Conveyancing solicitor was organised prior to coming across your website.
On the day of completion you will need to collect the house keys from the estate agent but this can only happen when the sellers lawyers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be released. You should tell the removal company that you are ready to move in. As a matter of policy we do not recommend a specific removal company but can assist you in finding a conveyancing in Cheadle Hulme or a lawyer that specialises in conveyancing in Cheadle Hulme.
I was told two weeks ago that my mortgage has been agreed to by HSBC. Is it usual for HSBC to only issue the offer once my solicitor in Cheadle Hulme is approved on their conveyancing panel? HSBC have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Cheadle Hulme solicitor - who is on the Yorkshire BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Cheadle Hulme postcode. As you are getting a mortgage with Yorkshire BS, you could contact them to see if they have a list of approved surveyors in Cheadle Hulme.
I need some fast conveyancing in Cheadle Hulme as I am faced with a deadline to sign on the dotted line within 2 weeks. A mortgage is not required. Can I escape the need for conveyancing searches to save money and time?
As you are not obtaining a mortgage you have the choice not to do searches although no conveyancer would advise that you don't. Drawing on our experience of conveyancing in Cheadle Hulme the following are instances of issues that can be revealed and adversely impact the marketability of the property: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Road Schemes,...
Just had an offer accepted on a new build flat in Cheadle Hulme. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Cheadle Hulme
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Please confirm the Lease plans are architect prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
Due to the advice of my in-laws I had a survey completed on a property in Cheadle Hulme before instructing solicitors. I have been advised that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will refuse to give a mortgage on this type of home.
It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. If you call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Cheadle Hulme. Conveyancing will be smoother if you use a solicitor in Cheadle Hulme especially if they are accustomed to such properties in Cheadle Hulme.