When can the exchange of contracts happen for sale conveyancing in Cheadle Hulme and am I required to be at the conveyancers branch?
If you are near to one of the conveyancing solicitors in Cheadle Hulme you are invited in to sign contracts. However, the firms we work with provide countrywide coverage for conveyancing and provide just as diligent and professional a job for you when dealing with you digitally. The signing of the contract is not the point of no return. A signed contract is just a prerequisite for the conveyancer to address the formalities at the appropriate time, which will usually be very shortly after signing. The procedure is is usually a five minute process, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Cheadle Hulme)to be in the office at the appropriate time.
Is there a list of Kent Reliance panel solicitors in Cheadle Hulme on the Building Society Association’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lending institutions make their panel listings visible on the web. Where you are looking for a Cheadle Hulme conveyancer on the Kent Reliance please use our facility.
I have a mortgage with Principality for my property in Cheadle Hulme. Conveyancing has been completed a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Principality?
Your original mortgage agreement with Principality will provide that you need their approval in advance of renting your property as this is likely to be a breach of Principality’s mortgage conditions. It may be that Principality will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. You need not do this via a Principality conveyancing panel firm.
After shopping around on the internet I have found a Cheadle Hulme conveyancer having made sure that they are on the Principality conveyancing panel. Does my lawyer arrange the survey of the property?
Principality will need an independent valuation of the property. Your lawyer will not arrange this. Usually Principality will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Cheadle Hulme postcode. As you are getting a mortgage with Principality, you could contact them to see if they have a list of approved surveyors in Cheadle Hulme.
I bought my apartment on 6 November and my personal details is yet to be on the land registry website. Should I be concerned? My conveyancing solicitor in Cheadle Hulme expressed confidence that it should be formalised inside ten days. Are titles in Cheadle Hulme uniquely lengthy to register?
As far as conveyancing in Cheadle Hulme registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timeframes can adjust according to the party submitting the application, whether it is in order and whether the Land registry need to notify any 3rd parties. Currently roughly three quarters of submission are completed in less than three weeks but some can be subject to protracted delays. Historically registration takes place after the new owner has moved in to the premises thus an expedited registration is not usually an essential issue yet if it is urgent that the the registration takes place urgently then you or your lawyers could contact the land registry and explain the circumstances.
I am looking into buying my first house which is in Cheadle Hulme and I am already nervous. I couldn't find anything specific about Cheadle Hulme. Conveyancing will be needed in due course but do you know about the Cheadle Hulme area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Cheadle Hulme. In the meantime here are some basic statistics that we found
I am looking at a two flats in Cheadle Hulme both have in the region of fifty years unexpired on the lease term. Will this present a problem?
There are plenty of short leases in Cheadle Hulme. The lease is a legal document that entitles you to use the premises for a prescribed time frame. As the lease gets shorter the value of the lease deteriorates and it becomes more expensive to extend the lease. This is why it is often a good idea to extend the lease term. More often than not it is difficult to sell a property with a short lease as mortgage companies may be reluctant to lend money on such properties. Lease extension can be a protracted process. We recommend you get professional help from a conveyancer and surveyor with experience in this field.
Cheadle Hulme Leasehold Conveyancing - A selection of Queries Prior to buying
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This information is important as a) areas may cause problems for the building as the communal areas may start to deteriorate where maintenance remain unpaid b) if the leasehold owners have an issue with the running of the building you will wish to have all the details Plenty Cheadle Hulme leasehold properties will have a service bill for maintenance of the block levied by the management company. Where you purchase the property you will have to meet this liability, usually quarterly accross the year. This could be anything from a few hundred pounds to thousands of pounds for blocks with lifts and large common areas. In all probability there will be a ground rent to be met annual, ordinarily this is not a exorbitant figure, say approximately £50-£100 but you should to enquire as sometimes it could be many hundreds of pounds. Is the freehold reversion owned collectively by the tenants?
My husband and I yesterday found out that one of the partners of the firm handling the purchase conveyancing in Cheadle Hulme is an uncle of the vendor. Is this permitted?
Provided no conflict arises this is permitted. Where you are requiring mortgage finance then the mortgage company may have a say as many mortgage companies have specific instructions concerning this. For example for Lloyds TSB Scotland as of 18/12/2025, the requirements read as follows :