The owners have rather brash vendors who has insisted on a lock out agreement with a payment 10k. Is it wise to enter into such agreements?
This type of preliminary agreement is unusual in Bramhall, conveyancers are often found to veer clients away from them as they detract from focusing on the primary focus, namely conveyancing and if you end up losing your deposit then the lawyer is left exposed. In addition, there is no guarantee that just because the proprietor has signed a lock out contract they will complete the sale with you. They may breach the contract if they receive sufficient financial inducement to do so because an aggrieved party with the benefit of a exclusivitycontract will still have to establish consequential losses from the breach and these may not compare to the extra amount that the owner may obtain by reneging on the contract, no matter how morally condemnable that may be.
I am expecting a DIP from TSB this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do TSB recommend any Bramhall solicitors on the TSB conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Bramhall solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
I recently had an offer agreed on a house in Bramhall. My financial adviser pressured me to appoint their property lawyer. I paid an on account payment of £225. Not long after, the conveyancing practitioner called me embarrassingly acknowledging that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on a property in Bramhall on 31/12/2025, valuation was booked 2 days after, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have recentlydiscovered that Stirling Law have been shut down. They conducted my conveyancing in Bramhall for a purchase of a leasehold flat 12 months ago. How can I be sure that my home is not still registered in the name of the former proprietor?
The easiest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bramhall conveyancing specialists.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a quick, chain free conveyancing. Bramhall is where the house is located. Is there any advice you can give?
Flying freeholds in Bramhall are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bramhall you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bramhall may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am looking into buying my first house which is in Bramhall and I am already nervous. I couldn't find anything specific about Bramhall. Conveyancing will be needed in due course but do you know about the Bramhall area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Bramhall. In the meantime here are some basic statistics that we found
What is the reason for new build conveyancing in Bramhall being more expensive?
Buying a brand new premises is significantly distinct from the normal house purchase conveyancing in Bramhall. For a start developers ordinarily demand contracts to exchange inside a short timeframe, the result being a lot of pressure on your conveyancer to ensure everything is in order. In addition new build conveyancing frequently involve examination of adoption of highways, drains, planning considerations, building warranties or architects certificates. Bank requirements are also more detailed. Given the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.