I was advised today by my financial adviser that my Stow on the Wold property lawyer is not on the lender Solicitor panel. What can I do to be sure if this is correct?
The first thing you need to do is to call your Stow on the Wold lawyer directly. You lawyer should notify you of the situation. If they are not on the panel they may recommend you to a Stow on the Wold conveyancing practice that is on the conveyancing panel for your bank.
It is 10 years ago since I bought my house in Stow on the Wold. Conveyancing lawyers have just been retained on the sale but I can't locate the title documents. Is this a problem?
You need not be too concerned. Firstly the deeds may be kept by your lender or they could be archived with the lawyers who acted in your purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in Stow on the Wold relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is resolvable.
We are buying a property and the lawyer has referenced Chancel Repair for which the house may be liable given it’s proximity to the area of such a church. She has recommended insurance. Is this really required for conveyancing in Stow on the Wold
Unless a prior purchase of the property took place post 12 October 2013 you could assume that solicitors delivering conveyancing in Stow on the Wold to remain encouraging a chancel search and or insurance against a claim.
How does conveyancing in Stow on the Wold differ for new build properties?
Most buyers of new build property in Stow on the Wold contact us having been asked by the developer to sign contracts and commit to the purchase even before the residence is ready to move into. This is because house builders in Stow on the Wold usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Stow on the Wold or who has acted in the same development.
In searching the internet for the phrase conveyancing in Stow on the Wold it brings up numerous solicitorsin the area. How do I determine which is the right property lawyer for purchase transaction?
The ideal way of seeking the right conveyancer is via personal recommendation, so enquire of colleagues and relatives who have purchased a property in Stow on the Wold or a respected estate agent or financial adviser. Charges for conveyancing in Stow on the Wold differ, so it's a good idea to request at least three fee estimates from different solicitors. Be sure to obtain confirmation that the charges are guaranteed not to increase.
How easy is it to change a solicitor as I need to find a Stow on the Wold based firm who is on the mortgage company conveyancing panel. How simple is it to change conveyancer?
If you haven't yet instructed a solicitor to commence the conveyancing and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Stow on the Wold that you're thinking of instructing.