A loan agreement from Nationwide for the remortgage of my 4 bedroom flat is coming imminently. Can you recommend a low cost conveyancing law firm in Stow on the Wold?
This site is not designed to help those in pursuit of cut-price fees for conveyancing solicitors in Stow on the Wold. Our aim is to provide excellent value conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing brokers offering the bait of £99 conveyancing in Stow on the Wold. In your best case scenario, in going for low cost conveyancing, you will get your money’s worth and at worst it will result in you spending a lot in extras and still not end up with the service expected.
IfI were to buy a freehold homein Stow on the Wold for cash and dispense with a survey and no conveyancing searches how much could I expect to to save on my conveyancing in Stow on the Wold?
Any savings you would gain would be limited to the costs for searches. A solicitor still be obliged to do everything else - money laundering, correspond with the sellers conveyancer, stamp duty return, register the ownership etc. A marginal saving might be made by not needing to register a mortgage but it will not be meaningful.
My brother-in-law has suggested I instruct a conveyancing solicitor in Stow on the Wold. I I would like to check whether they are accepted on the Norwich and Peterborough Building Society approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing you should do is e-mail the conveyancer and ask them if they can act for the lender. Otherwise you can get in touch with Norwich and Peterborough Building Society who may be able to help.
My husband and I have arranged the release of further funds on our mortgage from RBS as we intend to carry out alterations to our property in Stow on the Wold. Are we obliged to appoint a local Stow on the Wold solicitor on the RBS conveyancing panel to handle the legals?
RBS do not ordinarily require firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS list.
The formalities of my remortgage has taken place for my property in Stow on the Wold. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I am selling my house. I had a double glazing fitted in June 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Bank of Ireland are being difficult. The Stow on the Wold solicitor who is on the Bank of Ireland conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Bank of Ireland are insisting on a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly identified during conveyancing in Stow on the Wold?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Stow on the Wold. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
We are four weeks into a residential purchase having been referred to conveyancers by the estate agent to execute conveyancing in Stow on the Wold. I am am very disappointed with the level of service. Can you you assist me in finding new conveyancers?
A lawyer would have to be very poor in order to consider diss instructing them. Has the mortgage been generated? In the event that it has you must inform them of the new contact details and ensure the loan are re-sent. Your solicitor ideally should be on the mortgage company approved list to avoid supplemental charges and complications. That should be your first question of the new conveyancers. The find a solicitor tool will assist you in finding a lender approved lawyer for your conveyancing in Stow on the Wold