Just contacted my conveyancing lawyer in Shipston on Stour who completed the legal work 18 months ago asking for a conveyancing estimate based on an identical type of home move (a leasehold premises and a freehold premises) of similar values with a loan from Skipton Building Society. I am now being quoted twice the amount. Am I right to be tempted to shop around for a cheaper online conveyancer?
The estimate does seem a little overpriced. If you shop around you might get the conveyancing a bit cheaper by perhaps £100 plus VAT. That being said, providing that you were satisfied with the assistance the firm gave you maylive to rue opting for an an untested lawyer. If is important to be sure the conveyancer can act for Skipton Building Society. Do use our search tool to choose a Shipston on Stour conveyancing firm on the Skipton Building Society conveyancing panel, which can often include conveyancing solicitors in Shipston on Stour.
I have given 2 months notice to my existing landlord and must leave my rented apartment in Shipston on Stour by the end of next month. Conveyancing for my house purchase is progressing. How realistic is it to complete in a couple of weeks as don't want to have to find temporary accommodation?
Generally one should not serve notice for your tenancy unless you have exchanged. If you have not previously done so, update to your solicitor and urge them to they chase the sellers lawyers, try to a target completion date that all parties will aim to achieve
What does my ID and proof of funds have anything to do with my conveyancing in Shipston on Stour? What am I being asked for?
It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in Shipston on Stour. However these days you will not be able to complete any conveyancing process in the absence submitting proof of your identity. Ordinarily this takes the form of a either your passport or driving licence and a council tax bill. Please note that if you are providing your driving licence as proof of ID it needs to be both the paper element as well as the photo card part, one is not sufficient without the other.
Proof of the origin of funds is mandated in accordance with the Money Laundering Regulations. Please do not be offended when when this is requested of you as your conveyancer will need to retain this information on file. Your Shipston on Stour conveyancing practitioner will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they should also ask additional queries regarding the source of funds.
We have agreed to purchase a house in Shipston on Stour. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Aldermore be concerned?
As you are obtaining a mortgage with Aldermore your lawyer must check the conveyancing instructions set out in Section 2 of UK Finance Lenders’ Handbook for Aldermore. The CML Handbook contains minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Aldermore where a lease does not meet these conditions. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Shipston on Stour.
I had an offer accepted on a property in Shipston on Stour on 31/12/2025, valuation was booked 3 days later, all came back fine. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Are Skipton entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have instructed a Shipston on Stour property lawyer having checked that they are on the Barclays conveyancing panel. Does my lawyer arrange the survey of the property?
Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Shipston on Stour postcode. As you are getting a mortgage with Barclays, you could contact them to see if they have a list of approved surveyors in Shipston on Stour.
I am purchasing my first flat in Shipston on Stour with a loan from Alliance & Leicester . The builders refused to budge the amount so I negotiated 6k of additionals instead. The estate agent advised me not disclose to my conveyancer about the extras as it could put at risk my mortgage with Alliance & Leicester . Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In what way can the Landlord & Tenant Act 1954 affect my commercial offices in Shipston on Stour and how can you help?
The 1954 Act gives security of tenure to commercial leaseholders, granting the dueness to apply to court for a renewal tenancy and remain in occupation when the lease reaches an end. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and help with commercial conveyancing in Shipston on Stour