Can I use your services to find a Conveyancing solicitor in Shipston on Stour even where I’m not purchasing or selling a house, for instance if I intend to acquire an office in Shipston on Stour with a mortgage from Bank of Scotland?
Our comparison service is mainly used to select residential conveyancing solicitors in Shipston on Stour but we have recorded at the end of this page a few Shipston on Stour commercial conveyancing firms. You should enquire with the company directly to establish if they are also authorised to represent Bank of Scotland
My husband and I are purchasing a newly converted apartment in Shipston on Stour with a homeloan from Bank of Ireland.We like our Shipston on Stour conveyancing lawyer but Bank of Ireland informed us his firm is not listed on their approved list of member firms. It seems we are left with little choice but to instruct a Bank of Ireland panel firm or retain our preferred solicitor and fork out for one of their panel ones to act for them. This seems very unfair; is there anything we can do?
Unfortunately,no. The loan offered to you is subject to its various provisions, a common one being that lawyers will be on the Bank of Ireland conveyancing panel. in the past, most banks had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Bank of Ireland
Are there restrictive covenants that are commonly identified as part of conveyancing in Shipston on Stour?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Shipston on Stour. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a simple, chain free conveyancing. Shipston on Stour is where the house is located. Can you offer any guidance?
Flying freeholds in Shipston on Stour are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Shipston on Stour you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Shipston on Stour may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Should I be wary about brokers that I am dealing with are recommending a nationwide conveyancing firm rather than a High Street Shipston on Stour conveyancing firm?
As is the case with lots of service providers, often suggestions from family and friends can be extremely useful or valuable. Nevertheless there are many people with a keen interest in a conveyancing transaction; estate agents, financial adviser and lenders may suggest lawyers to instruct. Sometimes the lawyers might be known to one of the organisations as being good in their field, but sometimes there exists a financial incentive behind the endorsement. You have the right to choose your preferred conveyancer. Don't forget that some lenders operate an approved list of solicitors you are obliged to use for the mortgage aspect of your home move.
My husband and I are first time buyers - agreed a price, but the agent informed us that the seller will only move forward if we appoint their preferred conveyancers as they are insisting on a ‘quick sale’. Our preferred option is to instruct a high street solicitor with experience of conveyancing in Shipston on Stour
We suspect that the seller is unaware of this request. Should the seller desire ‘a quick sale', taking such a hostile approach to a serious buyer is not the way to achieve this. Speak to the owners direct and explain that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)however you are going to appoint your own,trusted Shipston on Stour conveyancing lawyers - as opposed tothose that will provide their negotiator at the agency a kickback or meet his conveyancing targets demanded by HQ.