I'm in the process of changing my current homeowner loan to a BTL Santander mortgage. I have been informed by my broker that I require a solicitor for this. I got in contact with the same Shipston on Stour conveyancing practitioner who who did the conveyancing when I first purchased the premises. The fee calculation issued of £550 has shocked me as its a refinance than a sale or purchase.
The estimate does seem a little overpriced. If you you were to look around you could get the conveyancing a bit cheaper by as much as £125. That being said, assuming were content with the service the firm offered you couldlive to rue opting for an a cheaper conveyancer. Remember to be sure that the solicitor can act for Santander. You can make use of our search tool to locate a Shipston on Stour conveyancing firm on the Santander approved list of lawyers, which can often include conveyancing solicitors in Shipston on Stour.
Are the BSA planning on creating a searchable register to list solicitors on the Darlington Building Society conveyancing panel for instance in Shipston on Stour?
We are not aware of any plans on the part of the BSA to develop such a register.
We are planning to move property in January. Should my conveyancing solicitor liaise with the removal company on the day of completion. On a separate note, can you suggest a removal company in Shipston on Stour. Conveyancing firm was chosen prior to coming across this site.
On the afternoon of completion you can collect the house keys from your property agent however this can only occur when the sellers lawyers confirm to the agent that they have the completion monies and the keys can be passed over. After that you can tell the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can help you find a residential property solicitor in Shipston on Stour or a solicitor with expertise in conveyancing in Shipston on Stour.
Can I be sure that the Shipston on Stour conveyancing solicitor on the Virgin Money panel is any good?
When it comes to conveyancing in Shipston on Stour obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer carrying out your conveyancing.
I have paid off my mortgage with Kent Reliance. I assume I don't need a Shipston on Stour conveyancing practitioner on the Kent Reliance panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
The estate agent has sent us the confirmation of our purchase of a new build apartment in Shipston on Stour. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Shipston on Stour
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The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Shipston on Stour is where the house is located. Is there any guidance you can give?
Flying freeholds in Shipston on Stour are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Shipston on Stour you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Shipston on Stour may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I'm remortgaging a house in Shipston on Stour. I have found my conveyancer's company on the Law Society's list, but I can't find my lawyer's name as listed on the regulator's website. Should I be concerned?
Not all staff in the practice must be listed by the regulator. Provided there is someone qualified to 'oversee' the conveyancing, the actual day-to-day activity can be undertaken by unlicensed staff.