My brother-in-law has suggested I instruct a conveyancing solicitor in Burford. I I would like to check if they are accepted on the Britannia approved list of lawyers. Can you help?
The first thing you should do is e-mail the solicitor and enquire if they can act for the bank. Otherwise please call Britannia who may be able to confirm.
What can a local search tell me concerning the house I am purchasing in Burford?
Burford conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company for instance Onsearch The local search is essential in every Burford conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
I am purchasing a new build house in Burford with a mortgage from Bank of Scotland. The sellers would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not disclose to my solicitor about this deal as it will adversely affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a simple, chain free conveyancing. Burford is where the house is located. What do you suggest?
Flying freeholds in Burford are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Burford you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Burford may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My father has encouraged me to appoint his conveyancing solicitors in Burford. Should I use them?
There are no two ways about it it’s preferable to find a conveyancing practitioner is to have referrals from friends or relatives who have experience in using the firm that you are considering.
How much experience do your Burford conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Burford conveyancing lawyers help thousands of people move home every year and supported plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Burford conveyancers have worked on recent similar cases.