Can your site be used to find a Conveyancing solicitor in Tamworth even if I’m not purchasing or disposing of a house, for example where I intend to buy a shop in Tamworth with a mortgage from Virgin Money?
The service is mainly utilised to find residential conveyancing solicitors in Tamworth but we have listed towards the end of this page a selection of Tamworth commercial conveyancing firms. You should make contact with the solicitors directly to check if they can also act for Virgin Money
My wife and I have a semi-detached Victorian property in Tamworth. Conveyancing practitioner acted for me and Accord Mortgages Ltd. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the exact same property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tamworth and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing lawyer who carried out the work.
About to purchase a new build flat in Tamworth. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Tamworth
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants.
Due to the input of my in-laws I had a survey completed on a house in Tamworth in advance of appointing solicitors. I have been advised that there is a flying freehold overhang to the house. Our surveyor advised that some lenders tend not issue a loan on such a premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Tamworth. Conveyancing may be slightly more expensive based on your lender's requirements.
Should I use a Tamworth conveyancing practitioner who is local to the property I am purchasing? I have an old university friend who can perform the conveyancing but her office is 300miles away.
The benefit of a local Tamworth conveyancing firm is that you can visit the firm to sign paperwork, hand in your identification documents and pester them where appropriate. They will also have local intelligence which is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and on the whole were happy that must surpass using an unknown Tamworth conveyancing solicitor just because they are local.
I am soon to complete buying a house in Tamworth but as a result of wreckage from the recent storms I have negotiated compensation from the owner of £2k in the form of a reduction in the price. This was going to be addressed as part of the conveyancing process however the mortgage company will not agree to this. Should they have been notified?
Your lawyer listed on the bank approved list is duty bound to advise the mortgage company of any amendments to the sale price. In the event that you did not allow your solicitor to disclose the reduction to your lender then they would have no choice but to discontinue acting for you and the mortgage company.