We were just about to exchange contracts for a garden flat in Edingale. We have hit a stumbling block. The loan offer with Nottingham Building Society expires on 22/6/2026 but the sellers are insisting on a completion date of 24/6/2026. Can one prolong the mortgage expiry date?
The best person to address this question is your conveyancer who should calculate if he or she is should be discussing with the lender, owner’s representatives, property agents or possibly all three given what has gone on in your house move to date.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The conveyancers who handled the conveyancing in Edingale 5 years ago have long since closed. What are my options?
Gone are the days when you need to hold title official documentation to establish that you are the registered proprietor of land or property, as the Land Registry have everything they need in a digital format.
I am buying a new build apartment in Edingale. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Edingale
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are surveyor prepared.
Due to the guidance of my in-laws I had a survey completed on a property in Edingale before retaining lawyers. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies tend refuse to give a mortgage on such a property.
It depends who your proposed lender is. HSBC has different instructions from Nationwide. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Edingale. Conveyancing will be smoother if you use a solicitor in Edingale especially if they regularly deal with such properties in Edingale.
Hoping to buy a property located in Edingale and I am already nervous. I couldn't find anything specific about Edingale. Conveyancing will be needed in due course but do you know about the Edingale area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Edingale. In the meantime here are some basic statistics that we found
I am just shy of a 10% deposit on my apartment purchase in Edingale , but I am anxious go ahead. Do I have options?
You can agree a lesser deposit. Most sellers will accept a smaller deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last minute