Our lawyer has discovered a a problem with the lease for the property we are buying in Edingale. The seller’s lawyers have put forward title insurance as a workaround. We are content with insurance and will cover the costs. Our conveyancer says that he must be satisfied that the bank is content with this solution. Are we the client or is the mortgage company ?
Even though you have a mortgage offer from the mortgage company does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the lender are the client. The appropriate lender conditions must be adhered to.
Why is leasehold purchase conveyancing in Edingale is more expensive?
Edingale leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.
I am buying a new build flat in Edingale. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Edingale
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are architect prepared. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.
How do I search for a Edingale solicitor on the Bank of Ireland conveyancing panel? I have wheels and am happy to travel upto 10miles to meet the solicitor.
Feel free to make use of the tool on this page. Please choose the lender and your location and you will see a number of Edingale conveyancing lawyers located nearest you. We have detailed some Edingale conveyancing firms towards the end of this page and you can telephone them to see if they are on the Bank of Ireland member panel
As co-executor for the will of my grandmother I am disposing of a property in Neath but live in Edingale. My lawyer (based 200 miles from meneeds me to sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing solicitor in Edingale who can attest and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are located in Edingale
I recently become aware that one of the partners of the law firm undertaking the purchase conveyancing in Edingale is is the father of the seller. Is this allowed?
On the basis that there is no conflict of interest this is permitted. Where you are obtaining mortgage finance then the lender may have a say as many mortgage companies have specific instructions concerning this. For example for Clydesdale Bank as of 20/2/2026, the requirements read as follows :