Me and my fiance are purchasing a leasehold flat in Trelogan. My property lawyer is not listed on the bank conveyancing panel. Is it possible for me to continue with my Trelogan conveyancing solicitor notwithstanding that they are excluded from the bank panel of approved conveyancing solicitors?
You will need to have a conveyancer to complete the formalities if you take out a mortgage to purchase your home. They will conduct all the necessary due diligence on the property, ensuring that you will be properly registered as the owner and ensure that all the necessary mortgage documentation is in order. One can appoint a Trelogan conveyancing practitioner of your choice. However, where the property lawyer selected is not a member of the bank approved list further charges will arise as separate legal representation will be need by the bank. Lender panel applications can be submitted, so if your solicitor has not in the past sought membership they should do so.
I require conveyancing for a flat in a relatively new development (6 years built) in Trelogan. The vast majority the properties are already sold. Do I need carry out the neighbourhood searches for my conveyancing in Trelogan?
You are opening yourself up to an unnecessary risk in not carrying out Trelogan conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would absolutely advise in no uncertain terms that you have them. Where accelerating the process and expenses are primary concerns you should consider with your lawyer about the option of search insurance
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Trelogan. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/11/2025, the requirements read as follows :
I'm the single recipient of my late father’s will and I have everything in my name alone, including the house in Trelogan. The Trelogan property was put into my name in October. I plan to dispose of the property. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my property ownership will be considered the same way as if I'd bought the house in October. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. How sensible a view lenders take of it, depend on the bank as this provision chiefly exists to capture the purchase and immediately sell or the quick reselling of property.
We previously selected conveyancers based in Trelogan on the Aldermore solicitor panel. They have just invoiced me an additional fee for handling the Aldermore mortgage. Is this an additional conveyancing fee specified by Aldermore?
Provided it is contained in their Terms of Engagement or Quote then yes your solicitor is entitled to levy a fee for this. The charge is not set by Aldermore but by your Trelogan conveyancer. Plenty of firms on the Aldermore panel will charge an ‘acting for lender’ fee and others do not.
Leeds Building Society have agreed my home loan in principle, my bid on a flat in Trelogan has been agreed to, what happens next?
Your estate agent will want to be advised as to your solicitor's details (ensure that the conveyancers are on the lender’s panel). Contact Leeds Building Society or the financial adviser and finish off any outstanding documentation. Leeds Building Society will instruct a valuer who will get in contact with the estate agent or vendor to book a slot for the valuation to take place. Once carried out (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Leeds Building Society will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Trelogan.
Me and my brother have a renovated Victorian house in Trelogan. Conveyancing lawyer represented me and Barnsley Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Trelogan and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing lawyer who carried out the work.
What is the best way of identifying a value for money conveyancing in Trelogan?
First ask the people you trust who they used in the past and if they were happy with the service. Option 2 is to look on the internet for conveyancing in Trelogan. Phone two or three from the list and ask them to email you their conveyancing estimate and speak to the lawyer who will conduct your conveyancing before you commit. Third is to use our search tool to help you find the right lawyers for you based on your unique factors including location,speed, complexity and who your intended mortgage company is.Do not be fooled by lowest cost conveyancing solicitors in Trelogan