Can your site be used to locate a Conveyancing solicitor in Tremeirchion even if I’m not buying or disposing of a house, for instance if I intend to acquire an office in Tremeirchion with a loan from Chelsea Building Society?
Our search tool is predominantly there to get a quote from domestic conveyancing solicitors in Tremeirchion but we have set out at the bottom of this page a few Tremeirchion commercial conveyancing firms. You should make contact with the firm directly to check if they can also act for Chelsea Building Society
We are expecting a mortgage offer soon. The lender mentioned the home loan came with free conveyancing. Is the implication that I have to appoint their panel solicitor as I would prefer to appoint a high street conveyancing solicitor in Tremeirchion?
Do check but the the likelihood is that allocate you one of their panel conveyancers where you want the "fee-free" incentive. Contact the mortgage company and ask if they make available a monetary alternative. Some banks have previously offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor near Tremeirchion.
Me and my brother purchased a semi-detached Victorian house in Tremeirchion. Conveyancing practitioner acted for me and Virgin Money. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tremeirchion and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing lawyer who conducted the conveyancing.
Due to the encouragement of my in-laws I had a survey completed on a property in Tremeirchion prior to retaining lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some lenders tend refuse to give a mortgage on a flying freehold property.
It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Tremeirchion. Conveyancing may be slightly more expensive based on your lender's requirements.
My husband and I are 14 days into a leasehold purchase having been directed to conveyancers by the local agent to carry out the conveyancing in Tremeirchion. I am not happy. Could you help me find new conveyancers?
A lawyer would have to be very poor in order to consider changing them. Has the mortgage offer been sent? If so you need to inform them of the new contact details and ensure the mortgage documents are re-sent. Your solicitor ideally needs to be on the mortgage company panel to avoid supplemental fees and frustration. So that should be your first question of the new conveyancers. The search tool can help you find a bank approved conveyancer for your home move in Tremeirchion
My conveyancers in Tremeirchion have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with the lender. Is it case that being on the bank conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the lender Conveyancing Panel Terms. It might be worth you contacting the bank directly.