We are a couple about to exchange contracts for a freehold house in Whyteleafe. We have hit a snag. The loan offer with Lloyds TSB Bank runs out on 24/8/2026 but the owners are insisting on a completion date of 26/8/2026. Can one extend the loan expiry date?
The person best placed to address this issue is your lawyer who will determine whether he or she is should be discussing with the mortgage company, owner’s conveyancers, estate agents or indeed all parties taking into account the history of your transaction as of today.
We note that you have a search directory listing law firms on the Nationwide conveyancing panel. Do firms pay you a commission if I instruct them for our own conveyancing in Whyteleafe?
We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Whyteleafe.
My bid for a property was accepted at auction in Whyteleafe. Conveyancing is required. What is next?
Given that you are now legally bound yourself to purchase you will need to retain a conveyancing solicitor quickly as you are faced with a tight a drop dead date to complete the transaction. Every auction property will have an associated legal pack. This will likely include most,if not all of the documents that your lawyer requires. If you have purchased leasehold premises the auction papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to leasehold premises. You need to pass this on to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that your finances are in order to complete the transaction on the set completion date.
Does a directory service exist listing Nottingham panel conveyancers in Whyteleafe on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lending institutions make their panel listings visible over the internet. Where you are looking for a Whyteleafe solicitor on the Nottingham please use our tool.
My wife and I are in the throws of viewing houses in Whyteleafe and I am now considering a potential offer. Is it too early to have a solicitor in place? I will be getting a mortgage with Santander.
It would be advisable to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are getting a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.
I have justbeen informed that Stirling Law have closed. They carried out my conveyancing in Whyteleafe for a purchase of a freehold house 10 months ago. How can I check that the property is not still registered in the name of the previous owner?
The quickest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Whyteleafe conveyancing specialists.
How does conveyancing in Whyteleafe differ for new build properties?
Most buyers of new build or newly converted property in Whyteleafe contact us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Whyteleafe typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Whyteleafe or who has acted in the same development.
Should I be suspicious about brokers that I am dealing with are encouraging me to use a nationwide conveyancing firm as opposed to a High Street Whyteleafe conveyancing firm?
As is the case with many professional services, often referrals from family and friends can be extremely useful or valuable. Yet there are many players in a conveyancing transaction; estate agents, financial adviser and mortgage companies may recommend conveyancers to instruct. On occasion the solicitors might be known to one of the organisations as experts in their field, but occasionally there behind the scenes commercial relationship behind the endorsement. You have the discretion to choose your own conveyancer. Don't forget that the majority of lenders have an approved list of lawyers you must use for the lender aspect of your house move.