Our lawyer has identified a a problem with the lease for the property we are purchasing in West Green. The other side have offered defective title insurance as a workaround. We are content with insurance and will cover the costs. Our conveyancing practitioner says that he must check that the lender is content with this solution. Who is the client here, us or the lender?
Notwithstanding that you have a mortgage offer from the lender does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the lender are the client. These conveyancing instructions must be adhered to.
I used Wolstenholmes a few years ago for my conveyancing in West Green. Now, I need the files but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in West Green of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey carried out on a property in West Green before instructing lawyers. I have been told that there is a flying freehold element to the house. Our surveyor has said that some lenders may refuse to give a loan on this type of house.
It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. If you e-mail us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in West Green. Conveyancing will be smoother if you use a solicitor in West Green especially if they regularly deal with such properties in West Green.
In what way does the Landlord & Tenant Act 1954 affect my business property in West Green and how can you help?
The particular law that you refer to gives protection to commercial lessees, giving them the dueness to apply to court for a renewal lease and remain in occupation at the end of the lease term. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and help with commercial conveyancing in West Green
My husband and I are novice buyers - had an offer accepted, yet the property agent informed us that the vendor will only issue a contract if we use their recommended conveyancers as they want a ‘quick sale’. We would rather use a family solicitor who is accustomed to conveyancing in West Green
We suspect that the seller is not behind this request. If they require ‘a quick sale', alienating a genuine purchaser is is going to put the whole deal at risk. Speak to the vendors direct and make the point that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you will continue to instruct your own,trusted West Green conveyancing lawyers - as opposed tothose that will provide their negotiator at the agency a referral fee or achieve conveyancing figures pre-set by head office.
I am in need of some leasehold conveyancing in West Green. Before diving in I want to be sure as to the unexpired term of the lease.
If the lease is registered - and almost all are in West Green - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Notwithstanding our best endeavours, we have been unsuccessful in trying to purchase the freehold in West Green. Can the Leasehold Valuation Tribunal adjudicate on premiums?
You certainly can. We are happy to put you in touch with a West Green conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a West Green flat is 61 Clinton Road in April 2012. Following a vesting order Clerkenwell and Shoreditch County Court under section 26 of the Leasehold Reform,Housing and Urban Development Act 1993 on 5th July 2011 the Tribunal decided that the price that the Applicant for the freehold interest should pay is £17,000 This case related to 2 flats. The unexpired term was 73.88 years.