Due to move into my new home in West Green next Thursday. My lawyer now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the bank. What risks does the mortgage company expect the insurance to cover?
All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These requirements are not unique to conveyancing in West Green.
Finally the sale completed on my house in West Green last October but the buyer keeps calling me complaining that his solicitor needs to hear from mine. What are the post completion sale legalities following completion?
After completion of your house sale your conveyancer is duty bound to send the transfer deeds and all of the paperwork to the buyer’s conveyancer. Depending on the transaction, your solicitor should also send confirmation that the home loan has been repaid to the buyers lawyers. There is unlikely to be post completion requirements unique to conveyancing in West Green.
I have 71 years left on my lease and require a lease extension for my flat in West Green. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 22/1/2025 the requirements read as follows :
I have todayfound out that Arc property Solicitors have closed. They conducted my conveyancing in West Green for a purchase of a leasehold flat 12 months ago. How can I establish that my home is registered correctly in the name of the former proprietor?
The easiest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of West Green conveyancing specialists.
My uncle has encouraged me to appoint his conveyancing solicitors in West Green. Should I find my own property lawyer?
There are no two ways about it the best way to choose a conveyancing lawyer is to get referrals from friends or family who have previously instructed the conveyancer that you are considering.
For various reasons I cannot attend my West Green conveyancing practitioners office to execute documents for conveyancing in West Green – will this be an issue?
No. West Green conveyancing lawyers can handle home moves for clients nationally. It is not necessary for you to be able to be present a West Green conveyancers office. They can undertake all communications using post, email, telephone and fax.