I am need of leasehold conveyancing for an apartment in a fairly new development (6 years built) in Harringay. 95% of the properties are already occupied. Is it really necessary to order local searches as part of conveyancing in Harringay?
You are putting yourself at risk in refusing to carrying out Harringay conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would absolutely advise in no uncertain terms that your conveyancer conducts them. If time pressures and expenses are primary issues you should consider with your conveyancer about the options such as lack of search insurance available to you
How can we tell if a Harringay conveyancing solicitor on the TSB panel is any good?
When it comes to conveyancing in Harringay obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer conducting your transaction.
We were going to get a DIP from Skipton this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Skipton recommend any Harringay solicitors on the Skipton conveyancing panel, or is it better to go independently?
You will need to appoint Harringay solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.
I have paid off my mortgage with HSBC. I assume I don't need a Harringay property lawyer on the HSBC panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
Should commercial conveyancing searches disclose impending roadworks that may affect a commercial premises in Harringay?
Many commercial conveyancing solicitors in Harringay will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Harringay. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Harringay.
For every commercial conveyancing transaction in Harringay it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately can result in delays to Harringay commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Harringay.
Are there restrictive covenants that are commonly identified as part of conveyancing in Harringay?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Harringay. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm refinancing my current house to a BTL mortgage with Barclays and intend to use the remaining equity towards further house. The area we are interested in is Harringay. Will your lawyers be able to act for the two mortgage companies and link together the transactions?
Make use of our comparison tool on this page to check that the conveyancers are approved by both banks. Having checked that they are your solicitor will be able to tie up the two deals but you should have a chat with you solicitor and communicate your expectations and needs.
Should I cancel my mortgage payments with Nationwide once a completion date for my home sale in Harringay has been set?
You would be well advised to continue paying any mortgage sums to Nationwide pending the mortgage being paid off on completion as part of your Harringay conveyancing.