A mortgage offer from Santander for the remortgage of my 2 bedroom garden flat is to be issued imminently. Are you able to recommend a cheap conveyancing law firm in Harringay?
This site is not designed to aid those in their quest for a cheap conveyancing in Harringay. Our aim is to provide value for money conveyancing but we do not aim to work with the cheapest lawyers. Do not be seduced by companies enticing you with ninety nine pound conveyancing in Harringay. The optimum result, in going for cheap conveyancing, you will get your money’s worth and at worst it will result in you being stung for additional fees and still not get the service expected.
My father pointed out to me me that in purchasing a property in Harringay there may be a number of restrictions as to what one can do in terms of external changes to the property. Is this right?
We are aware of a number of properties in Harringay which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Harringay should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Harringay conveyancing solicitors on the Nottingham conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Nottingham conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. The majority of lenders do list licenced conveyancers on their panel in which case such practice would be governed by the CLC.
We had chosen solicitors located in Harringay on the Skipton solicitor approved list. They have just billed me a separate charge for handling the Skipton mortgage. Is this an additional conveyancing fee specified by Skipton?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your solicitor can charge a fee for this. This charge is not dictated by Skipton but by your Harringay solicitor. Some firms on the Skipton panel will quote ’dealing with mortgage’ fee but many firms incorporate it on their overall fee.
Should my lawyer be raising enquiries regarding flooding as part of the conveyancing in Harringay.
The risk of flooding is if increasing concern for solicitors dealing with homes in Harringay. There are those who buy a house in Harringay, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Lawyers are not qualified to give advice on flood risk, however there are a numerous checks that may be initiated by the buyer or by their conveyancers which should give them a better understanding of the risks in Harringay. The standard property information forms given to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the seller to determine whether the premises has ever been flooded. In the event that flooding has previously occurred and is not disclosed by the owner, then a purchaser could commence a claim for damages as a result of such an incorrect answer. The buyer’s solicitors should also conduct an enviro report. This should higlight whether there is any known flood risk. If so, more detailed investigations will need to be carried out.
I need to instruct a conveyancing solicitor in Harringay for my purchase. Can I see a solicitor's complaints history with the profession’s regulator?
Anyone may search for presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA could monitor call for training reasons.
I've recently bought a leasehold house in Harringay. Do I have any liability for service charges for periods before my ownership?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have tried to negotiate informally with with my landlord to extend my lease without getting anywhere. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a Harringay conveyancing firm to represent me?
if there is a absentee freeholder or where there is dispute about what the lease extension should cost, under the relevant legislation you can apply to the LVT to make a decision on the price payable.
An example of a Freehold Enfranchisement decision for a Harringay residence is 37 St. Margarets Avenue in January 2010. Following a vesting order by Edmonton County Court on 8th November 2008 the Tribunal decided that the price that the Applicant for the freehold interest should pay is £20,543 This case related to 2 flats. The unexpired term was 74.75 years.
My intention is to purchase a garden apartment in Harringay. Conveyancing lawyer is awaiting, from the vendor, building insurance paperwork. Earlier today I was informed that the vendor needs to forward the insurance paperwork for the flat above as well. Why does my lawyer want to see the insurance for the flat above? Is it really required? We have been waiting for the last month…
It is not impossible in leasehold conveyancing in Harringay to discover Conveyancing in Harringay in a minority of cases reveals that the lease requires the leasehold owners to insure their individual flats rather than the freeholder insuring the complete building - which is definitely preferable. Do double check with your conveyancer but it would appear that your solicitor is looking to verify that the whole building is insured. Insuring a ground floor apartment is no help when it comes to rebuilding after a fire if the other flat cannot be rebuilt as a result of lack of insurance cover.