I am getting closer to an exchange on a flat in West Haddon and my parents have sent the ten percent deposit to my lawyer. I am now told that as the deposit has not arrived from me my lawyer needs to make a notification to my mortgage company. I am advised that, in also acting for the mortgage company he must advise them that the balance of the purchase price is coming from anyone other than me. I disclosed to the bank concerning my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?
Your solicitor is duty bound to check with mortgage company to ensure that they are aware that the balance of the purchase price is not from your own funds. The solicitor can only notify this to your lender if you agree, failing which, your lawyer must cease to continue acting.
As someone not used to the West Haddon conveyancing process what is the number one tip you can give me concerning the home moving process in West Haddon
You may not hear this from too many lawyers but conveyancing in West Haddon and elsewhere in England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there exists lots of opportunity for confrontation between you and others involved in the house moving process. For instance, the vendor, property agent and on occasion the lender. Choosing a law firm for your conveyancing in West Haddon is a critical decision as your conveyancer is your adviser, and is the SOLE person in the transaction whose interest is to look after your best interests and to protect you.
On occasion a potential adversary may try and convince you that it is in your interests to do things their way. For instance, the property agent may claim to be helping by suggesting your conveyancer is slow. Or your mortgage broker may tell you to do take action that is against your solicitors guidance. You should always trust your lawyer above all other parties in the conveyancing process.
My Conveyancer in West Haddon is not on the Barnsley Building Society Solicitor Panel. Can I still retain my prefered solicitor notwithstanding that they are excluded from the Barnsley Building Society list of approved lawyers?
The limited options open to you here include:
- Complete the purchase with your preferred West Haddon solicitors but Barnsley Building Society will need to instruct a solicitor on their list of acceptable firms. This will inevitably rack up the total conveyancing charges and result in delays.
- Get a new solicitor to act in the purchase, not forgetting to check they are Barnsley Building Society approved.
- Try to convince your Barnsley Building Society based solicitor to try to join the Barnsley Building Society panel
A friend advised me that if I am purchasing in West Haddon I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your West Haddon conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about West Haddon around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the West Haddon Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, West Haddon Education with maps and statistics, Local Amenities and other useful data regarding West Haddon.
I used Wolstenholmes a few years ago for my conveyancing in West Haddon. Now, I need the files but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in West Haddon of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Hoping to buy a property located in West Haddon and I am already nervous. I couldn't find anything specific about West Haddon. Conveyancing will be needed in due course but do you know about the West Haddon area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at West Haddon. In the meantime here are some basic statistics that we found