Completed the sale of my flat in West Haddon last December but the buyer keeps texting daily to say their lawyer needs to hear from myconveyancer. What should my lawyer have done following completion?
After completion of your house sale your solicitor is obliged to send the transfer documentation and all of the paperwork to the buyer’s solicitors. Depending on the transaction, your solicitor must also evidence that the legal charge in favour of the lender has been discharged to the purchasers solicitors. There is unlikely to be post completion procedures just for conveyancing in West Haddon.
We are aiming to move home in February. Will my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you recommend a removal company in West Haddon. Conveyancing lawyer was chosen prior to coming across your website.
On the afternoon of completion you can pick up the house keys from your selling agent however this should only take place when the sellers lawyers inform the agent that the monies to complete are in and the keys can be released. Subsequently you will need to advise the removal men that you are ready to move in. As a matter of policy we do not recommend a specific removal company but can assist you in choosing a conveyancing in West Haddon or a firm with expertise in conveyancing in West Haddon.
I am the sole beneficiary of my late father’s will with all property in now in my sole name, including the my former home in West Haddon. The West Haddon property was put into my name in December. I want to move. I do know about the CML six month 'rule', which means that my property ownership will be considered the same way as though I had purchased the house in December. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be caught by that. How sensible a view mortgage companies take of it, depend on the mortgage company as this obligation is principally there to identify the purchase and immediately sell or the quick reselling of property.
is it true that all West Haddon solicitor practices on the Principality conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Principality approved list of solicitors they would need to be regulated by the SRA. Some mortgage companies do allow licenced conveyancers on their panel and in such a situation the practice would be overseen by the CLC.
My wife and I purchased a renovated Victorian house in West Haddon. Conveyancing solicitor acted for me and HSBC Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in West Haddon and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing practitioner who completed the work.
Over the last few months I have been searching for a leasehold apartment up to £235,500 and identified one close by in West Haddon I like with open areas and station nearby, however it's only got 61 years unexpired on the lease. I can't really find anything else in West Haddon suitable, so just wondered if I would be making a grave error purchasing a short lease?
If you need a mortgage that many years will be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this.
I am using a search engine for the words conveyancing in West Haddon it brings up many solicitorsin the vicinity. With so much choice what is the best way to find the suitable conveyancer for my move?
The preferential method of seeking a suitable conveyancer is via personal referral, so ask colleagues and family who have acquired a property in West Haddon or a local estate agent or financial adviser. Costs for conveyancing in West Haddon differ, so it's advisable to request a minimum of three costs illustrations from different law firms. Dont forget to clarify what costs in the quote includes.
I own a leasehold house in West Haddon. Conveyancing and Norwich and Peterborough Building Society mortgage organised. A letter has just been received from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1998. The conveyancing practitioner in West Haddon who previously acted has long since retired. Any advice?
The first thing you should do is contact HMLR to be sure that the individual claiming to own the freehold is indeed the registered owner of the freehold reversion. You do not need to instruct a West Haddon conveyancing solicitor to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in West Haddon - Sample of Queries Prior to Purchasing
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Are any of leasehold owners in dispute over their service charge payments? Be sure to enquire if there is anything that is prohibited in the lease. For instance it is reasonably common in West Haddon leases that pets are not allowed in certain buildings in West Haddon. If you like the apartmentin West Haddon but your cat is not allowed to live with you then you will be presented with a hard compromise. Best to be warned whether window replacement or some other major work is due in the foreseeable future to be shared by the leasehold owners and may well materially impact the level of the maintenance charges or necessitate a specific invoice.