We see that you have a search directory listing firms on the Virgin Money conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Crick?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Crick.
We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Does this mean I have to appoint their panel lawyer as I would prefer to instruct a specialised conveyancing solicitor in Crick?
You should check but the chances are that allocate you one of their panel conveyancers where you accept the "fee-free" deal. Contact the bank and determine if they offer you a monetary alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor in Crick.
I am helping my sister sell her house in Crick. Will the conveyancer arrange the energy performance certificate or it is for the seller to see to?
Following the demise of HIPs, energy performance certificates was kept a required element of moving house. An energy performance certificate should be to hand before the property is put on the market. This is not as aspect of the sale process that lawyers ordinarily organise. Where you are using a Crick conveyancing practitioner they might be willing to arrange energy performance certificates due to their contacts with long established Crick assessors
I have instructed a Crick solicitor having checked that they are on the RBS conveyancing panel. Does my lawyer arrange the survey of the property?
RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Crick postcode. As you are getting a mortgage with RBS, you could contact them to see if they have a list of approved surveyors in Crick.
Kent Reliance have agreed my mortgage in principle, my bid on a property in Crick has been agreed to, what are the next steps?
Your property agent will need to be advised as to your conveyancing practitioner's details (ensure that the conveyancing practitioners are on the bank’s panel). Contact Kent Reliance or the broker and complete any relevant documentation. Kent Reliance will sellect a valuer who will get in contact with the selling agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Kent Reliance will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Crick.
The deeds to my property are lost. The solicitors who dealt with the conveyancing in Crick 4 years ago no longer exist. What are my options?
You no longer need to have the physical deeds to establish that you are the registered proprietor of land or premises, as the Land Registry have everything they need in a digital format.
Are there any apps to assist me to search for a Crick law firm on the Bank of Ireland conveyancing panel? I have wheels and am willing to travel upto 25miles to meet the lawyer.
Feel free to make use of the facility on this website. Please pick a lender and your location and you will see a number of Crick conveyancing lawyers located nearest you. We have listed some Crick conveyancing firms towards the end of this page and you can contact them to check whether they are on the Bank of Ireland panel
I work for a reputable estate agent office in Crick where we see a few leasehold sales jeopardised due to leases having less than 80 years remaining. I have been given inconsistent advice from local Crick conveyancing firms. Please can you shed some light as to whether the seller of a flat can commence the lease extension process for the buyer?
As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser need not have to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or at the same time as completion of the sale.
Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.
I inherited a studio flat in Crick, conveyancing formalities finalised October 1999. Can you work out an approximate cost of a lease extension? Comparable flats in Crick with a long lease are worth £195,000. The ground rent is £45 per annum. The lease terminates on 21st October 2088
You have 63 years remaining on your lease we estimate the price of your lease extension to range between £16,200 and £18,600 as well as legals.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more detailed investigations. You should not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before seeking the advice of a professional.