My lawyer has uncovered a defect with the lease for the apartment we are buying in Wolsingham. The other side have offered title insurance as a solution. We are happy with insurance and will pay for it. Our property lawyer says that he must be satisfied that the mortgage company is happy with this solution. Who is the client here, us or the lender?
Regardless of the fact that you have a mortgage offer from the lender does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the mortgage company are the client. The appropriate lender conditions must be adhered to.
Having invested time looking at consumer advice sites for a cheap lawyer in Wolsingham, most post that I should instruct a CQS assured solicitor. What is CQS?
Wolsingham Conveyancing Quality Scheme solicitors have achieved certification under the Law Society's Scheme (CQS) CQS was established to promote high standards in the in the legal transfer of properties. CQS helps consumers to recognise practices who provide a quality residential conveyancing. Wolsingham is one of locations in England and Wales in which accredited firms have offices. The scheme requires law firms to undergo a strict assessment, compulsory training, self-reporting, random audits and yearly assessments in order to maintain CQS status. It is open only to members of the Law Society who meet the demanding standards set by the scheme and has the support of the Legal Ombudsman.
I require fast conveyancing in Wolsingham as I am faced with pressure to complete in less than 2 weeks. A home loan is not required. Is it possible to avoid the conveyancing searches to save money and time?
As you are are a mortgage free buyer you have the choice not to do searches although no lawyer would suggest that you don't. Drawing on years of experience of conveyancing in Wolsingham the following are instances of issues that can appear and therefore impact future saleability: Enforcement Actions, Overdue Fees, Overdue Grants, Railway Schemes,...
Is it possible to switch solicitor as I need to appoint a firm on the HSBC Bank conveyancing panel. I instructed a family conveyancing solicitor in Wolsingham five minutes from me but the firm is not approved by HSBC Bank
It would be our pleasure to assist you find a conveyancing solicitor in Wolsingham on the HSBC Bank panel. Please note that the law firms that we work with do not pay us a referral fee if you instruct them and are regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Wolsingham. In utilising search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Wolsingham.
As co-executor for the estate of my aunt I am selling a house in Newport but reside in Wolsingham. My conveyancer (approximately 260 kilometers from mehas requested that I sign a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing lawyer in Wolsingham to witness this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are Wolsingham based
My wife and I purchased a leasehold house in Wolsingham. Conveyancing and Barnsley Building Society mortgage went though with no issue. A letter has just been received from someone claiming to own the freehold. Attached was a ground rent demand for rent dating back to 1995. The conveyancing solicitor in Wolsingham who acted for me is not around. Do I pay?
First contact the Land Registry to make sure that this person is indeed the new freeholder. There is no need to instruct a Wolsingham conveyancing firm to do this as it can be done on-line for £3. You should note that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Wolsingham Leasehold Conveyancing - Examples of Questions you should ask before buying
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How many of the leaseholders are in arrears for their service charge payments? How many years are left on the lease? Does the lease have onerous restrictions?