It is is a decade since I purchased my house in Wolsingham. Conveyancing solicitors have recently been appointed on the sale but I can't find the title deeds. Is this a problem?
Don’t worry too much. Firstly the deeds may be with your lender or they may be in the possession of the lawyers who acted in the purchase. Secondly in most cases the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Most conveyancing in Wolsingham relates to registered property but in the unlikely event that your property is unregistered it is more of a problem but is not insurmountable.
Is there a search tool that I can use to find out if the solicitor conducting my conveyancing in Wolsingham is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for National Westminster Bank thus spending £175.00 in further legal invoice.
Feel free to make use of the search tool on this web page. Please choose the lender and type ‘Wolsingham’ or your location and you will see numerous solicitors based in Wolsingham or by proximity to you.
I note that there are debates on Chancel Insurance on online forums. Do I require this when buying a house in Wolsingham? or I am told that there is an ancient law that means some homeowners residing in a parish church boundary may be liable to pay for repairs towards the chancel in proximity to the church. Is this suitable for conveyancing in Wolsingham?
Unless a prior purchase of the premises completed post 12 October 2013 you may take it that lawyers handling conveyancing in Wolsingham to continue to advocate a chancel search and or chancel repair liability insurance.
Have purchased a a semi-detached house in Wolsingham , how long should it take for the Land Registry to register the transfer to my name? My Wolsingham conveyancing solicitor works at snail pace, so I want to be certain the land registry aspects are concluded.
There is nothing unique when it comes to conveyancing in Wolsingham registration formalities. As opposed to being determined by geographic area, timeframes can adjust according to the party submitting the application, whether it is in order and whether the Land registry need to notify any interested persons or bodies. As of today roughly three quarters of such applications are fully addressed within two weeks but occasionally there can be protracted delays. Registration is effected after the new owner has moved in to the premises therefore an expedited registration is not typically an essential issue but where it is urgent that the the registration takes place urgently then you or your solicitor should speak with the land registry and explain the circumstances.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a simple, chain free conveyancing. Wolsingham is the location of the property. Can you offer any advice?
Flying freeholds in Wolsingham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Wolsingham you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wolsingham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
We're novice buyers - agreed a price, yet the agent advised that the vendor will only go ahead if we instruct the agent's recommended solicitors as they are insisting on an ‘expedited deal’. We would rather use a local solicitor who is accustomed to conveyancing in Wolsingham
We suspect that the seller is not behind this demand. Should the seller desire ‘a quick sale', turning down a motivated purchaser is likely to cause more damage than good. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)but you will continue to use your preferred Wolsingham conveyancing firm - not the ones that will give the estate agent a kickback or achieve conveyancing thresholds demanded by head office.