I have just been advised by my financial adviser that my Consett the law firm I have appointed is not on the bank Solicitor panel. How can I check?
Your first step should be to call your Consett lawyer directly. You lawyer should advise you of the situation. Where they are not on the panel they may be able to suggest a Consett conveyancing practice that is on the approved list of lawyers for your bank.
Please could you recommend a Nottingham Building Society approved Consett conveyancing practice that can complete within a very limited time frame? Am I best advised to unstruct a high street Consett firm or a factory type comparison site?
We would be happy to suggest some excellent Consett conveyancing firms. Another option is to visit the high street in Consett. Approach two or three firms and ask to speak with a conveyancing solicitor for a quote. Discuss your requirements together with the reasons and ask for a commitment on speed. Appoint the one that appears most efficient.
We are buying a house and need a conveyancing solicitor in Consett who is on the Co-operative solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Co-operative . We don't recommend any particular firms conducting conveyancing in Consett.
I have paid off my mortgage with TSB. I assume I don't need a Consett solicitor on the TSB panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
Completion of my remortgage has taken place for my property in Consett. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am due to exchange contracts on my flat. I had a double glazing fitted in September 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Virgin Money are being problematic. The Consett solicitor who is on the Virgin Money conveyancing panel is recommending indemnity insurance as a solution but Virgin Money are requiring a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?
It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Various online forums that I have visited warn that are the primary cause of delay in Consett conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays in the conveyancing process. Searches are not likely to feature in any slowing down conveyancing in Consett.
I'm converting the mortgage on my current property to a buy to let loan with Aldermore and I will use the ballance of the raised equity as a down payment on further house. The location we are looking at is Consett. Will your conveyancers be able to act for the two mortgage companies and tie in the two deals?
Do use our comparison tool on this site to ensure that the lawyers are on the appropriate lender panels. Having checked that they are your conveyancer should be able to simultaneously deal with the two transactions but you should have a chat with you solicitor and make apparent your expectations and requirements.