I am getting a offer of a home loan from Lloyds. I would like to employ the services of a Licensed Conveyancer in County Durham. Does the Lloyds Solicitor panel exclude Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
At what point can the exchange of contracts occur in domestic conveyancing in County Durham and do I need to be at the conveyancers branch?
Where you are local to one of the conveyancing solicitors in County Durham you are welcome to attend to sign documents. That being said, the law practices we recommend supply countrywide coverage for conveyancing and give as equally detailed and professional a job for you when communicating with you by post or email. The executing of the contract is not the point of no return. Signing on the dotted line is just a prerequisite for the firm to address the formalities at the suitable time, which will usually be very shortly after signing. The procedure is is usually a five minute process, although where a long "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in County Durham)to be in the office at the appropriate time.
We are selling our house in County Durham and according to the buyers it appears that there is a risk of it being built on contaminated land. Any local lawyer would know that there is no such problem. It does beg the question why the buyers instructed a national conveyancing firm as opposed to a conveyancing solicitor in County Durham. Having lived in County Durham for 5 years we know of no issue. Do we contact our local Authority to obtain confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I used Arc property Solicitors several years ago for my conveyancing in County Durham. Now, I need the documents but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in County Durham of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. County Durham is the location of the property. What do you suggest?
Flying freeholds in County Durham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside County Durham you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in County Durham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How do I use the search tool to locate a conveyancing practitioner in County Durham on the approved list for my bank?
First choose a lender such as Accord Mortgages Ltd, Skipton Building Society or Godiva Mortgages Ltd then choose your location for instance County Durham. Conveyancing firms in County Durham and beyond should be identified.