I am not well enough to travel far from Yate. Is there a reason why all Yate property lawyers aren't included on all mortgage company panels?
Banks ordinarily restrict either the type or the number of conveyancing practices on their panel. Typical examples of such criteria being that a practice must have two or more partners. As well as restricting the type of firm, some building societies made a decision to reduce the size of their panel they permit to act for them. It is worth noting that lenders have no responsibility for the standard of conveyancing given by any Yate conveyancer on their approved list. Mortgage fraud was a key driver in the rationalisation of solicitor panels in the last decade notwithstanding that there are contrary assessments concerning the extent of solicitor involvement in some of that fraud. Statistics published by HMLR indicates that thousands of law firms only conduct a couple of conveyances annually. Those advocating conveyancing panel pruning question why law firms deserve any entitlement to be listed on a lender panel when clearly conveyancing is not their speciality?
Do the conveyancing solicitors that you recommend execute conveyancing in Yate by way of an attended exchange?
There are a few conveyancing experts who can conduct attended exchanges. You should contact us to receive a costs illustration and details as to dates.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Yate. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 21/6/2025, the requirements read as follows :
I am buying a new build apartment in Yate. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Yate
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I am looking into buying my first house which is in Yate and I am already nervous. I couldn't find anything specific about Yate. Conveyancing will be needed in due course but do you know about the Yate area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Yate. In the meantime here are some basic statistics that we found
How does one remove a departed person's details from the title deeds for a property in Yate?
Where a Yate property is co-owned and one of the proprietors dies, their name will not automatically be removed from the Land Registry title. It is not necessary to amend the title as in the event of a disposal your lawyer would simply be required to evidence why the co proprietor is missing from the conveyance, such as the probate documents.
With a view to making the sale conveyancing smoother for the sale of the property you can arrange to have the deceased person erased from the title by submitting an application to HM Land Registry with proof of the death. There is no land registry fee payable.