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Bradford & Bingley Conveyancing Panel: Recently Asked Questions
What obligations do I have,
being on the
Bradford & Bingley conveyancing panel, to carry out a flood search?
Bradford & Bingley make no specific obligation to carry out any of
the searches listed. The UK Finance Lenders’ Handbook simply states that ‘you must
ensure that any other searches which may be appropriate to the
particular property, taking into account its locality and other
features are carried out’.
Please note that most ‘less usual searches’ (as described in the Law Society’s Conveyancing Handbook) are not optional as far as Bradford & Bingley are concerned if they are ‘appropriate’. Most lenders will not require environmental searches (you should Check Part 2 of UK Finance Lenders’ Handbook to be sure), but you are obliged to explain risks and availability to the client.
Ground stability, Plansearch,flood searches as well as the searches listed in the question are optional – but only to the extent that you have allowed the borrower client to make an informed choice. Regardless of whether there is a mortgage, If you have not advised the client that these (and other) searches are available and what risks they cover, then you will be liable if the client suffers loss through not conducting one. Is this covered within your Terms of Engagement or Report on Title?
A leading search supplier lists over 65 conveyancing searches – do you know what all of them are and when they may be relevant? If you are unsure as to which searches are appropriate based on location contact your search provider or call one of the leading search companies such as Searches UK.
What sort of information are Lenders such as
Bradford & Bingley are asking for when it comes to applying to be on their approved solicitor list?
Although not necessarily published, lenders have varying criteria .
We do not hold specific requirements relating to the questions raised as part of the application to be on the
Bradford & Bingley conveyancing panel. Typically lenders need to have full knowledge of a firm including (but not limited to):
Full career history for each solicitor including admission date to the relevant Law Society
List of all Licensed Conveyancers within firm
Whether the firm has ever accepted instructions in respect of property clubs and investment schemes
Firm name, address and contact details including all branches (including evidence of existence through risk-based physical visits and Google Streetview checks)
conveyancer client account(s) details
Full complaints history for each licensed conveyancer
Number of partners per branch of the firm
Number of lender conveyancing panels the firm is currently on
Structure of firm and, where applicable, its group
purchase and remortgage)
I read the occasional LENDERmonitor alert but I don't see that many important changes. For instance, I am on the
Bradford & Bingley conveyancing panel and receive a notification simply telling me a change of address. Isn't that just noise?
It is important that you take note of such changes because sending a communication or deeds to the wrong address can cause delays that might not only affect your borrower client but also affect your ability to remain on the
Bradford & Bingley solicitor panel. Is possible next month that Bradford & Bingley change their requirements as to where the post completion documents should be sent.
Do you update the details in your CMS? Do you make a note? Is this communicated to the staff? By virtue of your COT Bradford & Bingley you are giving assurances that you will forward the relevant documents within 10 days of receiving the TID. Leaving to one side whether you are in breach of an undertaking in sending it to the wrong address, you run the risk of
Bradford & Bingley suspending you off the panel because they are not receiving the deeds in accordance with the COT. It will not be a valid excuse to say that you sent it to an address that is no longer valid.
The firm I run is a Lexcel accredited firm on the Bradford & Bingley conveyancing panel. How can we advertise our practice as conducting conveyancing in Hendon who can act for the borrower and Bradford & Bingley?
10 consumers attempt to locate a conveyancer on the Bradford & Bingley panel on a monthly basis in Hendon. The lenderpanel directory service team who will show you how your firm can be found by those searching for conveyancing in Hendon.
We had our Bradford & Bingley panel membership suspended but we have not yet been given an explanation yet.
I am completing a CQS application form what details must I put forward?
In this situation please explain on the application what steps you have taken to discover the reasons behind cancellation of your
Bradford & Bingley panel status.
In particular please provide details if you have received communications from the lender. E.G. before revocation of your panel membership did you receive any letters or calls from the lender advising you as to their reasons?
I am on the
Bradford & Bingley
conveyancing panel and due to complete a purchase within the next few weeks. My file does not contain a Legal Charge for the client to execute.
Who do I contact at Bradford & Bingley to get a duplicate Deed?
You would be advised to contact Bradford & Bingley
to obtain standard documents. The The Council of Mortgage Lenders Handbook includes a specific question for lenders to enumerate who to contact to obtain standard documents.
Bradford & Bingley in their Part 2’s state:
You will need to disclose the firm’s Bradford & Bingley conveyancing panel number.
Find a Lawyer on the Bradford & Bingley Conveyancing Panel
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Average number of days to register title including a charge in favour of Bradford & Bingley
This information relates to purchase only and not remortgages.
| Year | Days* |
|---|---|
| 2026 | [no data] |
| 2025 | [no data] |
| 2024 | [no data] |
| 2023 | [no data] |
| 2022 | [no data] |
| 2021 | [no data] |
* Data aggregated from sources including COMPLETIONmonitor
Other related topics:
- CQS policy templates and procedures for accredited Bradford & Bingley Firms
- Draft Report on Title precedent for Bradford & Bingley borrowers
- Draft Anti Money Laundering PolicyTemplate for Bradford & Bingley panel firms to consider
- Dealing with Lender Policy Template panel for CQS accredited firms on the Bradford & Bingley lender panel
- Buy-to-Let help for Bradford & Bingley
- Consent-to-Let help for Bradford & Bingley
- Contractor Mortgages with Bradford & Bingley
