Stafford Railway Building Society Conveyancing Panel Information

The information on this page is designed to keep solicitors and licensed conveyancers abreast of latest requirements changes by Stafford Railway Building Society and to assist in remaining on the Stafford Railway Building Society Approved Conveyancing Solicitors Panel.

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Stafford Railway Building Society Conveyancing Panel Information:

What are the Stafford Railway Building Society conveyancing panel arrangements?

Unlike the CML the Building Society Mortgage Instructions deal with this. Section A.12 states ‘In order to act on our behalf your firm or company must be a member of our conveyancing panel provided we are a society that operates one – see specific requirements for details of our arrangements. The Special Requirements state:

The Society uses Legal Marketing Services Ltd (LMS) for its panel arrangements.

You must also comply with the terms and conditions of your Stafford Railway Building Society solicitor panel appointment.

Can my practice register a complaint to the BSA about being removed excluded suspended from the Stafford Railway Building Society conveyancing panel?

The BSA is an association rather than a regulator and therefore do not investigate grievances against lenders. You can of course contact Lexsure to see if we can assist.

Are there conditions, outside the BSA Mortgage Instructions, that a firm should be aware of when on the Stafford Railway Building Society conveyancing panel?

In order to be on the Stafford Railway Building Society conveyancing panel solicitors have to complete an application form and agree Terms and Conditions. A sample of 5 conditions that we see amongst many lenders Terms (but not necessarily Stafford Railway Building Society) are as follows:

Without prejudice to your obligation to comply in full with the Safeguards provisions in the BSA Lenders’ Handbook, to report to us as soon as possible any suspicion that you have about the genuineness of any transaction in any respect.
If you are a sole practitioner, to arrange for appropriate locum cover from our panel where necessary. Your locum must be a member of the Conveyancing panel.
You have the consent of all borrowers to apply for the deeds, before making any request for deeds. We will accept your request for deeds on the understanding that you have obtained such consent. If this is not the case then you should advise our Deeds Services Department in writing when you make your request
To carry out our instructions with reasonable care and skill, ensuring that all employees carrying out mortgage work on our behalf are qualified and competent to do so
To quote on all communications with us relating to registration issues, whether by telephone or in writing, the panel number that we provide for each practising address and the mortgage account or application number for the mortgage concerned.

Are there conditions,outside the BSA Mortgage Instructions, that a firm should be aware of when on the Stafford Railway Building Society conveyancing panel?

To quote on all communications with us relating to registration issues, whether by telephone or in writing, the panel number that we provide for each practising address and the mortgage account or application number for the mortgage concerned.
To forward the title deeds and documents to another solicitor within 24 hours of an instruction from us requiring you to do so. On forwarding the deeds as instructed you will confirm to us that you have done so. Upon receipt of your confirmation, we will release you from all undertakings relating to your holding the title deeds.
To be responsible for the reconstitution of the title deeds (whether the title is registered or unregistered, at your own cost), where any deeds in your possession, or were last known to be in your possession, go missing.
To keep us informed of the reasons for any delay in your being able to send the title deeds and documents we require to us within 3 months of completion or evidence of proof of registration within that period. (We will send reminders if the deeds have not been received but will not acknowledge receipt of deeds.)
To carry out our instructions with reasonable care and skill, ensuring that all employees carrying out mortgage work on our behalf are qualified and competent to do so

I have read a number of legal articles recently about firms being sued for non-compliance with BSA Mortgage Instructions. I am on the Stafford Railway Building Society conveyancing panel. Can you tell me how many Specific Requirement changes took place by Stafford Railway Building Society during 2013?

During this period 2 sections of the BSA Mortgage Instructions were changed by Stafford Railway Building Society. Some changes are more important than others but as a firm on the Stafford Railway Building Society conveyancing panel you are of course obliged to comply with individual lender requirements. Locktons have recently pointed out in an article that non-compliance with lender requirements account for a number of high value claims, and it is therefore important to be aware of any particularly onerous terms that an individual lender may impose.

Remember: BSA requirements are not guidelines; they are the lender client’s instructions.

Do publish figures exists disclosing the Stafford Railway Building Society conveyancing panel size and the number of conveyancing firms dismissed each quarter?

With banks and conveyancers working so closely together it is surprising that there has not been much call for the introduction of a bit of transparency regarding not just the figures for the Stafford Railway Building Society conveyancing panel but for all lender panels

The CML Handbook contains conveyancing instructions for a property with a solar panel. Stafford Railway Building Society do not set out obligations via the BSA Mortgage Instructions. Is this right?

The BSA Mortgage Instructions don't specifically deal with Solar Panels but it would be prudent as approved solicitors for Stafford Railway Building Society to raise the issue with them (as you would if the UK Finance Lenders’ Handbook applied). In any event you need to raise the appropriate questions for your buyer client.

What lender panels do you receive the most questions about?

BSA lenders do not come within the top 20 lenders in terms of frequency of questions. The most popular lender panels in terms of questions are as follows:

Find a Lawyer on the Stafford Railway Building Society Approved Conveyancing Solicitors Panel

Average number of days to register title including a charge in favour of Stafford Railway Building Society

This information relates to purchase only and not remortgages.

Year	Days*
2026	[no data]
2025	[no data]
2024	[no data]
2023	[no data]
2022	[no data]
2021	[no data]

* Data aggregated from sources including COMPLETIONmonitor

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Please note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors