Me and my partner are buying an apartment in Axmouth and Branscombe. My property lawyer has never been on on the bank conveyancing list. Can I still retain my Axmouth and Branscombe conveyancing solicitor even though they are excluded from the mortgage company panel?
You will need to instruct a conveyancing practitioner to complete the legal work required if you require a loan to buy your home. The conveyancing practitioner will carry out all the appropriate due diligence on the property, ensuring that you will be registered as proprietor and ensure that all the required mortgage paperwork is in order. One could instruct a Axmouth and Branscombe conveyancing practitioner of your choice. Nevertheless, if the property lawyer appointed is not on the bank approved list further charges will be incurred as separate legal representation will be required by them. Bank panel applications may be submitted, so if your solicitor has not in the past sought membership they should take the chance to apply.
Having sold my house in Axmouth and Branscombe last November yet the purchaser is e-mailing me to say their lawyer is waiting to hear from mine. What should my lawyer have done following completion?
Following your sale your conveyancer is duty bound to send the transfer deeds and all supplemental paperwork to the buyer’s lawyers. If applicable, your lawyer should also confirm that the legal charge in favour of the lender has been redeemed to the buyers solicitors. There is unlikely to be post completion procedures unique to conveyancing in Axmouth and Branscombe.
My Solicitor in Axmouth and Branscombe is not listed on the Accord Mortgages Ltd Approved Panel. Can I still retain my prefered solicitor notwithstanding that they are not on the Accord Mortgages Ltd list of approved lawyers?
Your options are as follows:
- Carry on with your existing Axmouth and Branscombe solicitors but Accord Mortgages Ltd will need to use a lawyer on their list of acceptable firms. This will result in additional total conveyancing charges as well as cause frustration.
- Get a new lawyer to to deal with the conveyancing, remembering to check they are on the Accord Mortgages Ltd panel
Can I be sure that the Axmouth and Branscombe conveyancing solicitor on the Kent Reliance panel is any good?
When it comes to conveyancing in Axmouth and Branscombe seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor handling your transaction.
I am purchasing a property in Axmouth and Branscombe. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Virgin Money be concerned?
Given that you are obtaining a mortgage with Virgin Money your lawyer must follow the conveyancing requirements set out in Part two of UK Finance Lenders’ Handbook for Virgin Money. The CML Handbook sets out minimum specifications for solar panel roof-space leases, and solicitors are required to report to Virgin Money where a lease fails to meet these conditions. The requirements relate to the installation of panels on properties nationwide and is not isolated to Axmouth and Branscombe.
I have decided to exercise my right to buy my property in Axmouth and Branscombe off the council. I have a mortgage agreed with Bank of Ireland. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.
In sourcing the world wide web for the words conveyancing in Axmouth and Branscombe it brings up many property lawyersin the area. With so much choice what is the best way to find the right conveyancing solicitor for purchase transaction?
The ideal way of finding the right conveyancer is through a trusted recommendation, so seek the counsel of colleagues and relatives who have bought a property in Axmouth and Branscombe or the local estate agent or financial adviser. Costs for conveyancing in Axmouth and Branscombe vary, so it's sensible to request a minimum of three estimates from different law firms. Make sure that you clarify that the charges are assured not to rise.
My estate agent has recommended their conveyancer for our conveyancing in Axmouth and Branscombe - won’t it be easier to just instruct them?
You need to establish if the estate agent is recommending a conveyancing practitioner or introducing to a conveyancer. There are plenty of Axmouth and Branscombe selling agents who recommend two or three Axmouth and Branscombe conveyancing firms purely based on those lawyers offering a great service.