I plan on buying residence in Kingstanding. My Solicitor is not listed on the lender solicitor panel. Am I still permitted to use my Kingstanding conveyancing solicitor even though they are not on the lender list of approved lawyers?
You have numerous alternatives open to you here
- Proceed with your chosen Kingstanding lawyer but your mortgage company will undoubtedly use a lawyer from their approved panel. The net result is additional fees and probable delay.
- Choose a fresh lawyer to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
- Convince your solicitor to seek to join the mortgage company panel
I have been recommended a conveyancing solicitor in Kingstanding. I I would like to check if they are on the Coventry Building Society approved list of lawyers. Could you help?
You should contact your solicitor and enquire if they are on the lender panel. Alternatively you can call Coventry Building Society who may be able to confirm.
We are aiming to move property in January. Will my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you suggest a removal company in Kingstanding. Conveyancing solicitor was organised before I stumbled across this page.
On the afternoon of completion you can pick up the house keys from your property agent however this can only take place once the vendors conveyancers advise the agent that the monies to complete are in and the keys can be given over. Subsequently you should inform the removal men that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can assist you in finding a residential property solicitor in Kingstanding or a firm that specialises in conveyancing in Kingstanding.
We were going to get a OIP from Kent Reliance this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Kingstanding solicitors on the Kent Reliance conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Kingstanding solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
I am selling my house. I had a double glazing fitted in December 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Co-operative are being a right pain. The Kingstanding solicitor who is on the Co-operative conveyancing panel is recommending indemnity insurance as a solution but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?
It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have recentlyfound out that Action Conveyancing have closed. They carried out my conveyancing in Kingstanding for a purchase of a leasehold flat 12 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?
The easiest method to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kingstanding conveyancing specialists.
How does conveyancing in Kingstanding differ for new build properties?
Most buyers of new build premises in Kingstanding approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is constructed. This is because house builders in Kingstanding usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Kingstanding or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a property in Kingstanding prior to appointing lawyers. I have been told that there is a flying freehold element to the house. My surveyor has said that some lenders may refuse to give a loan on such a house.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Kingstanding. Conveyancing may be slightly more expensive based on your lender's requirements.