Do I need to visit the offices of the solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Kingstanding so that I can attend their offices if necessary.
Whereas this was necessary 15 years ago, most mortgage companies no longer need their conveyancing panel solicitor to witness the borrowers signature. It will still be necessary for you to provide ID documents and there are still manifest advantages to instructing a local solicitor, in your situation a conveyancing solicitor in Kingstanding.
Forgive me if this question is silly but I am wet behind the ears as a first time purchaser of a two bedroom flat in Kingstanding. Do I receive the keys to the house on the completion date from my conveyancer? If so, I will appoint a local conveyancing solicitor in Kingstanding?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the vendor’s solicitors, and shortly after the monies have arrived, you should be invited to pick up the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
We had appointed solicitors locally in Kingstanding on the Lloyds solicitor approved list. They are now charging me an additional amount for handling the Lloyds mortgage. Is this an additional conveyancing fee specified by Lloyds?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your property lawyer is entitled to levy a fee for this. The fee is not dictated by Lloyds but by your Kingstanding property lawyer. Plenty of firms on the Lloyds panel will charge ’dealing with mortgage’ fee and others do not.
After months of negotiation I have agreed a price on a house in Kingstanding. My mortgage broker pressured me to appoint their lawyer. I paid an advanced payment of £200. A few days later, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My wife and I own a renovated Victorian house in Kingstanding. Conveyancing lawyer represented me and Alliance & Leicester . I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold under the exact same property. Is it worth asking Alliance & Leicester to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kingstanding and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with the conveyancing practitioner who conducted the work.
About to purchase a new build apartment in Kingstanding. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Kingstanding
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Please confirm the Lease plans are surveyor prepared. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan.
My business partner and I are wishing to lease a unit on a shopping parade. Can you recommend lawyers offering no-sale-no charges for commercial conveyancing in Kingstanding for under 2k?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Kingstanding, including the sale and purchase of businesses as well as simply premises. Whether you are looking to purchase or lease a shop, pub, restaurant, office, retail premises or a whole business we will put you in touch with the right solicitor. Regarding the costs this will depend on the structure and heads of terms of the proposed transaction. Let us have your contact information or phone us so that we may furnish you with comprehensive commercial conveyancing quote.
We're FTB’s - agreed a price, yet the property agent told us that the seller will only issue a contract if we appoint the agent's chosen conveyancers as they are insisting on a ‘quick sale’. Our preferred option is to instruct a high street solicitor accustomed to conveyancing in Kingstanding
It is improbable the vendors are behind this. If they desire ‘a quick sale', alienating a serious purchaser is not the way to achieve this. Bypass the agents and go straight to the owners and make sure they comprehend that (a)you are serious purchasers (b)you are ready to go, with finances in place © you are unencumbered (d) you intend to proceed fast (e)however you are going to appoint your preferred Kingstanding conveyancing lawyers - not the ones that will provide the estate agent a introducer fee or hit his conveyancing figures set by senior management.