It is a dozen years since I acquired my home in Aberdovey. Conveyancing solicitors have recently been retained on the sale but I can't find the title documents. Will this jeopardise the sale?
Don’t worry too much. First there is a chance that the deeds will be retained by the mortgage company or they could be archived with the solicitor who handled the purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. The vast majority of conveyancing in Aberdovey relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
Me and my partner are buying a property in Aberdovey. It might be a silly question but how we can trust a conveyancer? At some point we will need to put money into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Can you point me to a directory of Clydesdale panel solicitors in Aberdovey on the Building Society Association’s Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. Very few lenders make their panel listings visible over the internet. Where you are in need of a Aberdovey solicitor on the Clydesdale please make the most of our tool.
We expect to receive a OIP from Barclays this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Barclays recommend any Aberdovey solicitors on the Barclays conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Aberdovey solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.
I have todaydiscovered that Stirling Law have been shut down. They carried out my conveyancing in Aberdovey for a purchase of a freehold house 10 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?
The easiest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Aberdovey conveyancing specialists.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a quick, no chain conveyancing. Aberdovey is the location of the property. Can you shed any light on this issue?
Flying freeholds in Aberdovey are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Aberdovey you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Aberdovey may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am looking for a conveyancing lawyer in Aberdovey for my house move. Is there any facility to check a solicitor's record with the legal regulator?
Anyone can read published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Visit Check a solicitor's record. To find information Pre 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The regulator could monitor telephone calls for training requirements.
What if there is an issue with the searches carried out as part of our conveyancing in Aberdovey?
Ordinarily, the majority of problems that arise in Aberdovey conveyancing search responses can be handled prior to completion or title insurance may be put in place. It is important to remember that even though you are buying the property and might be willing to accept the search results, your mortgage lender may not, and ultimately they have the final say.