I am buying a new build flat in Aberdovey and my lawyer is telling me that she is duty bound to the lender to reveal incentives from the builder. I am nearing the developer’s deadline to sign contracts and I have no desire to prolong deal. Is my lawyer right?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
My grandfather passed away six months ago and as sole heir and executor I was left the property in Aberdovey. The house had a small mortgage remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this possible?
Given you intend to refinance then UBS will insist on your using a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
Do commercial conveyancing searches reveal impending roadworks that may impact a commercial property in Aberdovey?
Its becoming the norm that commercial conveyancing solicitors in Aberdovey will perform a SiteSolutions Highways report as it reduces the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Aberdovey. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Aberdovey.
For every commercial conveyancing transaction in Aberdovey it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can result in delays to Aberdovey commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not ordered for residential conveyancing in Aberdovey.
I am looking for a leasehold apartment up to £195,000 and found one near me in Aberdovey I like with amenity areas and transport links nearby, however it only has 51 years unexpired on the lease. I can't really find anything else in Aberdovey suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a home loan the shortness of the lease will be a potential deal breaker. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.
I am using a search engine for the term conveyancing in Aberdovey it brings up many solicitorsin the vicinity. How do I determine which is the suitable conveyancing solicitor for purchase transaction?
The best method of seeking a suitable conveyancer is via personal testimonial, so ask colleagues and those you trust who have acquired a property in Aberdovey or the local estate agent or mortgage broker. Fees for conveyancing in Aberdovey vary, so it's sensible to request at least three estimates from varying types of law firms. Be sure to obtain confirmation what costs in the quote includes.
My wife and I have just found out that one of the directors of the conveyancing practice undertaking the purchase conveyancing in Aberdovey is related to the owners that we are buying from. Is this permitted?
As long as there is no conflict of interest this is permitted. If you are obtaining mortgage finance then the bank may have a say as many banks have specific requirements concerning this. For example for Halifax Loans as of 27/10/2025, the requirements read as follows :