My IFA says he needs my Aberdovey law firm’s panel member for the Nat West conveyancing panel. Can you suggest how I discover this. I have called my local Aberdovey office but they have not responded to me.
The sensible thing to do is ask for this information from your Aberdovey property lawyer . They maintain a central record lender panel numbers.
We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to appoint their panel lawyer as I would prefer to use a local conveyancing solicitor in Aberdovey?
You should check but the the likelihood is that allocate you one of their panel lawyers should you take up the "fee-free" deal. Call the mortgage company to see if they offer you a monetary alternative. Some banks have previously offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor in Aberdovey.
Is it necessary to take out insurance to address the risk of chancel repairs when purchasing a property in Aberdovey?
Unless a prior acquisition of the premises completed post 12 October 2013 you may expect solicitors handling conveyancing in Aberdovey to remain encouraging a chancel search and or insurance against a claim.
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Aberdovey is the location of the property. Can you offer any advice?
Flying freeholds in Aberdovey are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Aberdovey you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Aberdovey may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Am I right to be wary that estate agents that I am dealing with are encouraging me to use a nationwide conveyancing firm as opposed to a High Street Aberdovey conveyancing practice?
As with many service providers, often input from relatives can be worth their weight in gold. But there are lots of players in a conveyancing deal; estate agents, mortgage brokers and banks might all recommend lawyers to appoint. On occasion the solicitors might be known to one of the organisations as one of the best in their field, but occasionally there may be a financial incentive behind the endorsement. You have the right to appoint your preferred lawyer. You need to be aware that the majority of banks operate an approved list of law firms you are obliged to use for the mortgage aspect of your transaction.
I need to instruct a conveyancing solicitor for residential conveyancing in Aberdovey. I have land on a web site which appears to be the ideal solution If there is a chance to get all formalities done via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?