My partner and I are looking to purchase a property in Aberystwyth and have appointed a Aberystwyth conveyancing firm. Within the past 48 hours our lawyer has sent a preliminary report and documents to look through with a view to exchanging next week. The Mortgage Works have this afternoon contacted us to advise us that they have now hit a problem as our Aberystwyth conveyancer is not on their conveyancing panel. Is this a problem?
When purchasing a property with mortgage finance it is usual for the purchasers' solicitors to also represent the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel as you are at liberty to use your preferred Aberystwyth lawyers, in which case it will likely add costs, and it will likely delay the transaction as you are adding another lawyer into the mix.
The deeds to my home can not be found. The conveyancers who conducted the conveyancing in Aberystwyth 4 years ago are no longer around. What are my next steps?
In today’s world there are duplicates made of almost everything, and your conveyancer will be aware precisely where to look for all the appropriate documentation so you can purchase or dispose of your property without a hitch. If copies can’t be found, your lawyer can put in place insurance or indemnities protecting you against future claims on your property.
Due to the input of my in-laws I had a survey completed on a house in Aberystwyth ahead of instructing conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some lenders will refuse to issue a loan on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Aberystwyth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Aberystwyth to see if the conveyancing costs will increase in light of this.
What makes your site different to alternative online quote calculators when it comes to conveyancing in Aberystwyth?
At this site obtain a fixed fee quote from a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Aberystwyth. As opposed to estate agents and many comparison sites we are not in the business of charging firms a commission if you appoint them for your home move in Aberystwyth
My husband and I are first time buyers - had an offer accepted, yet the estate agent advised that the seller will only go ahead if we appoint the agent's recommended solicitors as they need an ‘expedited deal’. Our preferred option is to instruct a family solicitor who is accustomed to conveyancing in Aberystwyth
We suspect that the seller is unaware of this request. If they require ‘a quick sale', alienating a motivated purchaser is is going to put the whole deal at risk. Bypass the agents and go straight to the sellers and explain that (a)you are motivated buyers (b)you are ready to progress, with finances in place © you are unencumbered (d) you wish to move quickly (e)but you are going to appoint your preferred Aberystwyth conveyancing firm - not the ones that will give their estate agent a introducer fee or meet his conveyancing thresholds pre-set by head office.
My husband and I today discovered that one of the directors of the firm undertaking the purchase conveyancing in Aberystwyth is related to the vendor. Is this permitted?
Provided no conflict arises this is allowable. If you are obtaining mortgage finance then the lender may have a say as many lenders have specific instructions concerning this. For example for Royal Bank of Scotland -Natwest One as of 27/7/2026, the requirements read as follows :