My fiance and I are hoping to buy a home in Aberystwyth and have appointed a Aberystwyth conveyancing firm. Within the last couple of days our property lawyer has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. Coventry Building Society have this evening contacted us to inform me that they have now hit a problem as our Aberystwyth solicitor is not on their conveyancing panel. What do we do from here?
Where you are buying a property needing a mortgage it is usual for the purchasers' lawyers to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on the lender’s conveyancing panel and you may continue to use your own Aberystwyth solicitors, in which case your legal fees may increase, and it will likely delay the transaction as you are adding another lawyer into the mix.
The deeds to my property are lost. The solicitors who handled the conveyancing in Aberystwyth 4 years ago have long since closed. What do I do?
In today’s world there are duplicates made of almost everything, and your solicitor should be aware precisely where to find all the suitable paperwork so you may purchase or sell your house without any difficulty. If duplicates are not available, your conveyancer can put in place insurance or indemnities protecting you against future claims on the premises.
I opted to have a survey done on a property in Aberystwyth prior to retaining lawyers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some mortgage companies will refuse to give a mortgage on this type of property.
It depends who your proposed lender is. Santander has different instructions from Nationwide. If you e-mail us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Aberystwyth. Conveyancing may be slightly more expensive based on your lender's requirements.
What makes your site different to alternative web based conveyancing solicitors when it comes to conveyancing in Aberystwyth?
At this site secure a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Aberystwyth. As opposed to estate agents and many comparison sites we do not charge firms a commission if you instruct them for your home move in Aberystwyth
My husband and I are FTB’s - agreed a price, but the estate agent advised that the seller will only go ahead if we appoint their preferred solicitors as they are insisting on a ‘quick sale’. My instinct tells me that we should use a high street solicitor used to conveyancing in Aberystwyth
It is unlikely the vendors are driving this. Should the seller require ‘a quick sale', taking such a hostile approach to a motivated purchaser is counter productive. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you are chain free (d) you wish to move quickly (e)but you intend to appoint your preferred Aberystwyth conveyancing firm - not the ones that will earn the negotiator at the agency a introducer fee or achieve conveyancing targets demanded by senior management.
We have just found out that one of the directors of the conveyancing practice acting on the purchase conveyancing in Aberystwyth is related to the owners that we are purchasing from. Is this permitted?
On the basis that no conflict arises this is permitted. If you are obtaining a home loan then the mortgage company may have a say as many lenders have specific instructions on this. For example for Royal Bank of Scotland -Natwest One as of 27/7/2026, the requirements read as follows :