Find a Lender-Approved Local Conveyancer in Borth

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Our lawyers are committed to delivering the best property conveyancing to Borth vendors and purchasers

Reasons to use our Borth conveyancing solicitors

  • 1 The hallmark of our conveyancing solicitors in Borth is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) sometimes falls short of the level of professionalism you will expect.
  • 2 The practices identified on our web pages have a variation of conveyancing lawyers, legal executives and support staff handling thousands of conveyancing matters each year.
  • 3 Our site is the first site offering you the ability to ensure that your conveyancing in Borth will be conducted by a law firm on your lender’s conveyancing panel.
  • 4 Firms accustomed to conveyancing in Borth regularly deal withlocal concerns peculiar to Borth and therefore you may benefit from better guidance and expeditious conveyancing.
  • 5 Retaining the services of a high street Solicitor usually results in a more personal touch. Sometimes when dealing with a an online conveyancing factory, you tend to be looked after by a team of people who check what is happening on the file by reading from their computer screens.

Examples of recent conveyancing in Borth since August 2024*

Recently asked questions about conveyancing in Borth

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Borth. My lender is Nationwide Building Society

Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/11/2024, the requirements read as follows :

What is the difference between a licensed conveyancer and conveyancing solicitor in Borth

There are many registered licenced Conveyancers in Borth and Solicitor practices in Borth who can help with your conveyancing It is important to make clear that the two are regulated professionals specialising in the legal aspects of transferring property. The two can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

My lawyer has informed me that breach of easement insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Borth?

The right level of breach of easement indemnity insurance depends on your lender. It would differ for example between Yorkshire Building Society and Norwich and Peterborough Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.

I have paid off my mortgage with RBS. I assume I don't need a Borth conveyancer on the RBS panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where RBS has sent the Land Registry the discharge electronically, and
  3. RBS has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your RBS mortgage has been paid off.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Borth is where the house is located. What do you suggest?

Flying freeholds in Borth are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Borth you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Borth may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Hoping to buy a property located in Borth and I am already nervous. I couldn't find anything specific about Borth. Conveyancing will be needed in due course but do you know about the Borth area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Borth. In the meantime here are some basic statistics that we found

I need to instruct a conveyancing practitioner in Borth for my house move. Is it possible to see a firm’s record with the profession’s regulator?

You can read presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. For information Pre 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The SRA could monitor telephone calls for training reasons.

I am tempted by the attractive purchase price for a couple of maisonettes in Borth which have about forty five years unexpired on the lease term. Do I need to be concerned?

There is no doubt about it. A leasehold apartment in Borth is a deteriorating asset as a result of the reducing lease term. The closer the lease gets to its expiry date, the more it adversely affects the value of the premises. The majority of purchasers and lenders, leases with under 75 years become less and less attractive. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of premises with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Borth conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

I invested in buying a garden flat in Borth, conveyancing was carried out half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Corresponding flats in Borth with a long lease are worth £222,000. The average or mid-range amount of ground rent is £50 per annum. The lease runs out on 21st October 2095

With just 71 years left to run the likely cost is going to span between £9,500 and £11,000 plus plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more detailed due diligence. You should not use the figures in tribunal or court proceedings. There may be other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before getting professional advice.

Last updated

Sample of conveyancing solicitors in Borth regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Borth but also conveyancing throughout England and Wales.

  • Mair Williams Solicitors Cyfyngedig, Parc Merlin, Glan Yr Afon Industrial Estate, Llanbadarn Fawr, Aberystwyth, Dyfed, SY23 3FF
  • Morris And Bates Limited, Swyddfa Morris & Bates, Ffordd Alexandra, Aberystwyth, Dyfed, SY23 1PT
  • Brunton & Co, 6 Upper Portland Street, Aberystwyth, Dyfed, SY23 2DU
  • Humphrey Roberts & Bott, 1 Alfred Place, Aberystwyth, Ceredigion, SY23 2BS
  • David James & Company, 15 Eastgate, Aberystwyth, Dyfed, SY23 2AR

Residential Landlord and Tenant Conveyancing solicitors in Borth

The firms listed below are a non-comprehensive list of solicitors in Borth practicing in landlord and tenant law and on the regulations governing different types of tenancies. This should include advice on wrongful eviction

  • Mair Williams Solicitors Cyfyngedig, Parc Merlin, Glan Yr Afon Industrial Estate, Llanbadarn Fawr, Aberystwyth, Dyfed, SY23 3FF
  • Morris And Bates Limited, Swyddfa Morris & Bates, Ffordd Alexandra, Aberystwyth, Dyfed, SY23 1PT
  • Brunton & Co, 6 Upper Portland Street, Aberystwyth, Dyfed, SY23 2DU
  • Humphrey Roberts & Bott, 1 Alfred Place, Aberystwyth, Ceredigion, SY23 2BS
  • Powell Davies Solicitors Limited, Market Chambers, 27 Eastgate, Aberystwyth, Ceredigion, SY23 2AR

Commercial Conveyancing solicitors in Borth regulated by the SRA

The list below is a non-comprehensive list of solicitors in Borth practicing in commercial conveyancing in Borth. This could include advice on granting a lease to a commercial tenant
  • Morris And Bates Limited, Swyddfa Morris & Bates, Ffordd Alexandra, Aberystwyth, Dyfed, SY23 1PT
  • Brunton & Co, 6 Upper Portland Street, Aberystwyth, Dyfed, SY23 2DU
  • Humphrey Roberts & Bott, 1 Alfred Place, Aberystwyth, Ceredigion, SY23 2BS
  • Powell Davies Solicitors Limited, Market Chambers, 27 Eastgate, Aberystwyth, Ceredigion, SY23 2AR

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.