Finally the sale completed on my house in Appleton last May yet the purchaser is texting me to say her conveyancer is waiting to hear from mine. What are the post completion sale legalities now that I have sold?
Following your disposal your solicitor is obliged to send the transfer documentation and all of the paperwork to the buyer’s conveyancer. Where appropriate, your conveyancer must also evidence that the home loan has been discharged to the purchasers lawyers. There are no post completion requirements peculiar conveyancing in Appleton.
I am downsizing from our house in Appleton and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any local conveyancer would know this is not the case. It does beg the question why the buyers used a national conveyancing firm rather than a conveyancing solicitor in Appleton. We have lived in Appleton for three years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I purchased a renovated Edwardian house in Appleton. Conveyancing solicitor acted for me and Alliance & Leicester . I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold with the matching address. Is it worth asking Alliance & Leicester to clarify?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Appleton and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing lawyer who conducted the conveyancing.
I am buying a new build house in Appleton benefiting from help to buy. The developers would not budge the amount so I negotiated five thousand pounds worth of additionals instead. The sale representative suggested that I not to tell my lawyer about this deal as it could adversely affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a house in Appleton in advance of instructing lawyers. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some banks tend not grant a loan on such a home.
It depends who your proposed lender is. Santander has different instructions from Nationwide. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Appleton. Conveyancing will be smoother if you use a solicitor in Appleton especially if they regularly deal with such properties in Appleton.
I am thinking of appointing a conveyancing solicitor in Appleton for my home move. Is there any facility to check a solicitor's complaints history with the profession’s regulator?
Anyone can see documented Solicitor Regulator Association (SRA) determinations resulting from investigations started on or after Jan 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The SRA may recorded call for training reasons.