We are selling our property in Grappenhall and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A high street Grappenhall conveyancer would know that there is no such problem. It does beg the question why the purchasers instructed a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Grappenhall. Having lived in Grappenhall for three years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get clarification that there is no issue.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
It has been 4 months following my purchase conveyancing in Grappenhall concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm purchasing my first flat in Grappenhall with a mortgage from Lloyds TSB Bank. The sellers would not move on the price so I negotiated 6k of additionals instead. The sale representative suggested that I not reveal to my lawyer about the extras as it could impact my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the UK Finance website. UK Finance form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a property in Grappenhall prior to retaining lawyers. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some lenders tend refuse to issue a mortgage on such a home.
It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. Should you wish to call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Grappenhall. Conveyancing may be slightly more expensive based on your lender's requirements.
How do I identify a Grappenhall law firm on the Nationwide Building Society conveyancing panel? I have a car and am happy to travel upto 20kilometers to meet the conveyancer.
You can use the search on this website. Please choose the bank and your location and you will see a number of Grappenhall conveyancing lawyers locally. We have detailed some Grappenhall conveyancing firms towards the end of this page and you can contact them to check whether they are on the Nationwide Building Society approved list
Is there an average conveyancing fee for conveyancing in Grappenhall?
The average fee in 2014 for conveyancing in Grappenhall was £1,419 excluding SDLT and Land Registry fees.