My financial adviser requires my Warrington lawyer’ panel member for the Nat West conveyancing panel. How do I find this out. I have contacted my local Warrington office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Warrington conveyancer . Most Warrington law firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
We hope to to purchase with Darlington Building Society. I popped in a couple of high street practices but cant to find a Warrington conveyancing firm on the Darlington Building Society approved list. Could you assist?
You should make the most of the search tool on this site. Pick the lender and type Warrington or your preferred area and you will discover a number of lawyer located in Warrington or nearest you.
I have paid off my mortgage with Bank of Ireland. I assume I don't need a Warrington conveyancing practitioner on the Bank of Ireland panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Bank of Ireland has sent the Land Registry the discharge electronically, and
- Bank of Ireland has instructed the Land Registry to do so
I had an offer accepted on a house in Warrington on 11/8/2025, valuation was booked 2 days later, received a clean bill of health. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Are TSB entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
My offer on a property in Warrington has been agreed to, but there is a chain. The owners have put an offer on a property, but it’s not been accepted yet, and have viewings of other flats in the pipeline. I have selected a high street conveyancing solicitor in Warrington. What should be my next step? At what point do I apply for the mortgage with Yorkshire BS?
It is usual to have anxieties where there is a chain as you are unlikely to want to incur costs too early (home loan application is in the region of one thousand pounds, then valuation, Warrington conveyancing search charges, etc). The first course of action is to check that your solicitor is on the Yorkshire BS conveyancing panel. Concerning the next steps this very much dictated by the uniqueness of your transaction, desire for the property and on the state of the market. During a buoyant market some purchasers would apply for the mortgage with Yorkshire BS and pay for the valuation and only if it comes back ok would they pay their conveyancer to move forward with searches.
4 months have elapsed following my purchase conveyancing in Warrington completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Warrington is the location of the property. Can you shed any light on this issue?
Flying freeholds in Warrington are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Warrington you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Warrington may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Estate agents have just been given the go-ahead to market my basement flat in Warrington.Conveyancing lawyers have not yet been instructed but I have recently received a yearly service charge invoice – Do I pay up?
Your conveyancing lawyer is likely to suggest that you should clear the invoice as you normally would given that all rents and maintenance payments will be apportionedas part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially