My mortgage broker requires my Stockton Heath law firm’s panel member for the Santander conveyancing panel. What is the best way to discover this. I have tried my local Stockton Heath office but they have not got back to me yet.
You are best placed to get this information from your Stockton Heath conveyancing practitioner . They maintain a central record lender panel numbers.
Can the conveyancing lawyers to be found on your site carry out auction conveyancing in Stockton Heath?
We know of a few auction lawyers we can connect you with those conducting auction conveyancing. Stockton Heath is just one of hundreds of areas of in which our lawyers are based.
Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Stockton Heath so that I can attend their offices when needed.
As opposed to 15 years ago, the vast majority mortgage companies no longer require their conveyancing panel lawyer to witness the borrowers signature. It will still be necessary for you to provide ID documents and there are still manifest benefits to using a local practitioner, in your case a conveyancing solicitor in Stockton Heath.
Due to the advice of my in-laws I had a survey completed on a property in Stockton Heath ahead of appointing lawyers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some mortgage companies will refuse to give a loan on a flying freehold home.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Stockton Heath. Conveyancing will be smoother if you use a solicitor in Stockton Heath especially if they are accustomed to such properties in Stockton Heath.
I need to appoint a conveyancing solicitor for some conveyancing in Stockton Heath. I have stumble upon a web site which looks to be the perfect offering If there is a chance to get all the legals done via phone that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Last May I purchased a leasehold property in Stockton Heath. Do I have any liability for service charges relating to a period prior to completion of my purchase?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I own a studio flat in Stockton Heath, conveyancing formalities finalised April 2004. Can you give me give me an indication of the likely cost of a lease extension? Equivalent flats in Stockton Heath with an extended lease are worth £175,000. The ground rent is £65 charged once a year. The lease runs out on 21st October 2082
With 58 years left to run we estimate the premium for your lease extension to range between £23,800 and £27,400 plus legals.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not move forward based on this information before getting professional advice.