Will my conveyancing lawyers need to check that the building insurance when buying a house in Arnside. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/8/2025, the requirements read as follows :
My relative recommended that if I am purchasing in Arnside I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Arnside conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about Arnside around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information about Arnside.
It has been four months following my purchase conveyancing in Arnside took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying a new build house in Arnside with the aid of help to buy. The developers refused to budge the amount so I negotiated 6k of extras instead. The house builders rep advised me not reveal to my solicitor about this side-deal as it will adversely affect my loan with Godiva Mortgages Ltd. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
As co-executor for the estate of my grandmother I am selling a house in Cardiff but reside in Arnside. My conveyancer (who is 200 kilometers from merequires that I sign a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Arnside to witness this legal document for me?
Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are located in Arnside
My mum and dad cant seem to find their Arnside land registry title on the website. They recall that fifty years ago when they purchased the bungalow there were complications with Arnside not being identified on some systems.
Nearly all residences in Arnside should appear. Have you tried a search to simply the postcode. Normally it should disclose all the premises within the postcode. Assuming the property is recorded it will show up with a title number. If they bought sixty years ago it's conceivable it may be unrecorded. The address could still be revealed but with the title number shown 'na'. In this scenario you will need to find the original title documentation which may be with your parent’s mortgage company.