I am hoping to receive a offer of a home loan from Halifax. I intend to enlist the help of a Licensed Conveyancer in Arnside. Does the Halifax Solicitor panel exclude conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
We are expecting a mortgage offer soon. The bank mentioned the home loan came with free conveyancing. Is the implication that I have to instruct their panel conveyancer as I would much rather use a Arnside based conveyancing firm?
Do check but the the probability is that appoint one of their panel lawyers should you want the "fee-free" deal. Call the mortgage company to ask if they make available a cash alternative. In the past a few lenders offered a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor in Arnside.
Should commercial conveyancing searches reveal planned roadworks that could affect a commercial site in Arnside?
Many commercial conveyancing solicitors in Arnside will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Arnside. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Arnside.
For each commercial conveyancing transaction in Arnside it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may cause delays to Arnside commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not conducted for residential conveyancing in Arnside.
Me and my brother own a 4 bedroom Georgian property in Arnside. Conveyancing practitioner represented me and Godiva Mortgages Ltd. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold with the exact same property. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Arnside and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with your conveyancing lawyer who completed the work.
I opted to have a survey completed on a house in Arnside prior to instructing solicitors. I have been informed that there is a flying freehold aspect to the property. The surveyor advised that some banks tend not give a mortgage on this type of house.
It varies from the lender to lender. Santander has different instructions for example to Nationwide. Should you wish to telephone us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Arnside. Conveyancing will be smoother if you use a solicitor in Arnside especially if they are acquainted with such properties in Arnside.
My uncle has urged me to use his conveyancers in Arnside. Should I use them?
There are no two ways about it it’s preferable to find a conveyancing solicitor is to get guidance from friends or relatives who have previously instructed the solicitor you're contemplating using.