I have 70 years unexpired on my lease and require a lease extension for my flat in Lancaster. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/7/2026 the requirements read as follows :
The estate agent has sent us the confirmation of our purchase of a new build flat in Lancaster. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Lancaster
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I decided to have a survey done on a property in Lancaster prior to instructing solicitors. I have been informed that there is a flying freehold element to the property. My surveyor advised that some banks tend refuse to give a loan on this type of house.
It varies from the lender to lender. Lloyds has different instructions for example to Halifax. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Lancaster. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Lancaster to see if the conveyancing will be more expensive.
I'm remortgaging my current house to a BTL loan with HSBC Bank and intend to use the remaining equity as a deposit on further property. The area we are talking about is Lancaster. Will your solicitors be able to act for both sets of lenders and tie in the transactions?
Make use of our search tool on this site to be sure that the conveyancers are on the relevant lender panels. Assuming that they are the lawyer should be able to simultaneously deal with the two deals but you should have a chat with you lawyer and specify your expectations and needs.
My step-father has suggested that I appoint his conveyancing solicitors in Lancaster. Do I take his advice?
There are no two ways about it the ideal way to select a conveyancing practitioner is to seek guidance from friends or family who have experience in using the solicitor you're are thinking of instructing.
Our conveyancer in Lancaster has uncovered a a legal deficiency with the lease for the apartment we are purchasing in Lancaster. The other side have suggested title insurance as a solution. We are happy with insurance and will pay for it. Our solicitor has advised that as he is on the lender conveyancing panel he must check that the lender is happy with this solution. Are we the client or is the bank?
Just because you have a mortgage offer from the lender does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your Lancaster conveyancing lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook Requirements. You and the mortgage company are the client. The appropriate lender requirements must be adhered to by the mortgage company conveyancing panel who has to balance acting for you and the bank